Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

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Property investing with as little as $5k: New pooled mortgages fund launches

A Queensland-based unlisted managed investment firm is launching a new pooled mortgages fund, offering the chance to...

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FHB activity likely to ‘weaken further’: ANZ/CoreLogic

Challenges concerning mortgage serviceability, housing affordability, and hurdles to saving a deposit could dampen...

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New report shows financial woes among younger prospective buyers

Younger Gen Zs and Millennials lack confidence in their financial knowledge and are largely relying on family for...

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South Australians set to save on development applications

The new fee system will make it cheaper for the majority of South Australians to lodge development applications.

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Mortgage stress at record high: Roy Morgan

Mortgage stress rose to a new record high in February despite the central bank leaving the rates unchanged at its...

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Nearly 7 in 10 consumers expect house prices to keep rising

New consumer sentiment data has shown a slight improvement in housing-related sentiment over the past month.

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‘Shrinkflation’ hits kitchen and bathrooms renovation market

The cost-of-living crisis and higher construction costs are leading to smaller kitchens and less bathrooms in new...

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Access to super won’t solve housing affordability, warns ASFA

Allowing access to super for housing will only benefit a minority of members with high super balances, ASFA analysis...

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FHB grants obsolete amid construction crunch

Western Australia’s First Home Owner Grant (FHOG) is irrelevant when there are no homes to be had, a buyer’s agent...

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WA continues reign as cheapest state 

The state has remained Australia’s most affordable state despite a measurable increase in the portion of income...

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RBA delivers March cash rate decision

It’s the first rate decision to be handed down outside of the previous first-Tuesday-of-the-month announcement...

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Want to raid retirement savings for a home deposit? Think again

Alarming new modelling shows that property prices could drastically rise across Australia if first home owners are...

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Home-buying plans reignite for all bar first home buyers

Australians are feeling more confident about their home-buying plans but it’s a different story for first home...

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New loan values plunged, refinancing surged in CY23: PEXA

Rising interest rates dampened new loan values in 2023 but led to a surge in refinancing activity as borrowers shopped...

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Spate of insolvencies spur SA to rethink building insurance scheme

With three major South Australian construction companies going bust in 2023, the state is looking to make sure its...

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RBA delivers first rate call of 2024

After two months of anticipation, the Reserve Bank of Australia (RBA) has revealed whether February will see a cash...

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‘Now is not the time to let the purse strings go’ despite waning inflation

A research director has called the latest inflationary data “fantastic news”, while hinting that it’s not yet...

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How reservicing your loan could be key in this climate

Mortgage prison doesn’t have to be a financial sentence, according to one mortgage broker.

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Latest on inflation – is a rate cut in the works?

The latest inflationary figures are painting a promising picture for the likelihood of a lower cash rate coming sooner...

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1 in 5 slash spending to pay down loan: NAB

A new survey has revealed that spending habits are rapidly changing amid growing consumer stress, with consumers using...

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Mortgage stress eases despite Cup Day rate rise

Mortgage stress decreased for the second straight month in November 2023 despite the central bank raising rates by 25...

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Cash rate reduction could be on the cards in 2024

Home buyers and mortgage holders may be able to expect a drop in the cash rate over the coming year, if the latest...

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Interest-free loans set to get stalled WA homes completed

The Western Australian government will offer interest-free loans to help residential builders complete projects that...

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Home hunters would take even higher mortgage rates to buy sooner

Surprising new research found that one in two Australians would choose take on a steeper interest rate if it meant...

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1 in 2 strata buildings have serious defects in NSW

A new report has found more than half (53 per cent) of strata buildings across the state had serious defects between...

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