Buying

Investment tip: ‘Play your cards right’

By Bianca Dabu
cards

Millennial couple Carl Smith and Phoebe Arthur bought an old 1980s cottage by the bay and transforming it to an impressive “brand new” water-front property all by themselves; a feat that consumed much time and effort but taught them some of the most important lessons about property investment.

Carl used his background and skills as a builder to manufacture equity by renovating their first property investment in Central Coast, spending two years’ worth of weekends making it look perfect from ceiling to floors.

Aside from learning about the value of delegation, patience, and time management, as well as the advantage of having a good team around them, the couple was also able to identify their goals through this long process. For instance, they know that they want to make the most out of their time as property investor and developers and they are in no hurry to succeed or retire their business of creating wealth through property.

“I get bored just doing nothing. So, no matter whether I've got $10 million dollars or $10,000, I'm still going to be working,” Carl said.

Phoebe added: “Carl also spoke about eventually getting to the point where he could just renovate houses and then sell them for a profit as a career… instead of working for someone else, or even for himself in a building capacity, like doing a renovation… and then selling it for a profit, and then moving on, and then living off that. That's the end goal.”

The young couple knows that they still have a lot to learn about property investment, but they believe that being able to move forward in their journey only takes some courage and a good plan of action.

According to Carl: “I'm a strong believer in that. You just play your cards right, and you just hopefully get opportunities in life.”

Right now, aside from setting their investment goals and building strategies to grow their portfolio, Carl and Phoebe are also pooling resources for the so-called “greatest grand dream”—to buy their principal place of residence in time for their wedding. Whatever is in store for them, they believe that the best strategy they could use is “Take a deep breath and go.”

“If your relationship can survive a renovation, then I think it can survive anything,” Phoebe quipped.

Tune in to Carl Smith and Phoebe Arthur’s episode on The Smart Property Investment Show to know more about the long-term process of renovating their first property and how they found the latest design trends at just a fraction of the cost.

NEWSLETTER
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FROM THE WEB

podcast

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

3 big property investment myths busted open
5 steps to take on low-risk property developments
Securing finance after life-changing events: ‘Cash flow is key’

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Tune in to the latest episode of Property Showcase, the podcast with the inside track on the products and businesses that will help turbocharge your portfolio, maximise returns and make your overall investment experience seamless and stress-free!

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To hear more about these services, make sure to tune into this episode of Property Showcase!

 Make sure you never miss an episode by subscribing to us now on iTunes!

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    In this episode of Property Showcase, Michael Beresford joins editor of Wealth James Mitchell to unpack why recent political changes are not reason for concern for Australian investors.<\/p>\r\n

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

In this episode of the Smart Property Investment Show, broker John Manciamelli and Momentum Media director Alex Whitlock joins host Tim Neary to discuss how APRA changes and the royal commission have resulted in a tighter lending economy and what that means for Australian investors.

They discuss what traps investors should avoid if they are trying to obtain finance, the four key growth drivers in a property market and unpacking trust structures while revealing one type of trust that you should miss.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

How technology is changing the lending environment
Lessons from a falling market
APRA investor measures have ‘run beyond their usefulness’: industry body

 

AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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Getting finance approved in this tightening lending environment

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