home loan

28 Sep 2018
Bank reveals top reasons property investors avoid loan applications
The results of a survey from a bank have found that almost 50 per cent of investors avoid applying for home loans because th...
18 Oct 2018
Extending interest-only home loans: is it worth the risk?
By 2020, around 200,000 interest-only loans worth over $480 billion will expire and reset to principal-and-interest loans. In...
17 Oct 2018
Is this the right time to fix your home loan?
Promoted by HashChing. Is it the time to fix your home loan to beat any potential rate hikes? Or, should you ride the market ...
22 Oct 2018
The different types of home loans for investors explored
Having a well-structured mortgage loan that suits the investor’s specific goals, capabilities and limitations is among the ...

Comments

Philippe Brach
Hi Shayne,When you use Lines of Credits (or IO loan + Offset) you effectively pay your expenses by debt. The ATO is very keen to see that income relating to these expenses is also accounted for in the.....home loan quicker.

Hope it makes sense!

Fua
Hi there! I'd applied for a home loan couple of months,but decline due to a default and Ive already paid for it.Desperately in-need of a help to get me a home loan for a package that I wanted of a lan...
Otto Dargan
Hi Fua,If you have a paid default it is possible to get a home loan however it isn't always straight forward. Depending on how long ago the default was and the overall strength of your application it ...
Vickers
Re 2. Make use of an offset account on your owner-occupied loanOr have a "redraw" facility non your HOME loan whereby you can pay off extra anytime without penalty and redraw any surplus payments for .....home loan whereby you can pay off extra anytime without penalty and redraw any surplus payments for ...
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FROM THE WEB
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In this episode of the Smart Property Investment Show, Dr Andrew Wilson, chief economist at My Housing Market joins host Phil Tarrant to analyse what we are likely to see going forward with the Australian property market.  

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Andrew shares how this changing market will ultimately lead to an area of greater certainty and predictability and explain why property prices will not take the drastic tumble that some have predicted.

Andrew also explains where he thinks the hotspots will be and how you can identify their potential, unpacks the potential of each of the major cities, and why yield rather than capital growth opportunities should be your focus in the current market.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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AREAS MENTIONED:

Tasmania
Sydney 
Melbourne
Perth 
Darwin
Adelaide
Brisbane

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Penelope Valentine’s portfolio is a varied one.  From residential investment properties to syndicated investment in caravan parks, motels and upcoming involvement in a fast food and service station site, she has built a portfolio which she says will help her retire in the next ten years.

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In this episode of the Smart Property Investment Show, Penelope joins host Phil Tarrant to share her tips for others considering adding commercial investment to their property portfolio, unpack the processes in place in her investment syndicate, and discuss how that style of investing has worked for her.

She explains how she invests through her SMSF, why she chooses to self-manage that fund and how impending changes may impact one of her properties which is regularly rented through short-term rental site Airbnb.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

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AREAS MENTIONED:

Batemans Bay
Devonport
Peregian Springs
Surry Hills
Callala Beach
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With possible changes to negative gearing and the capital tax discount threatening the portfolios of many Australian investors, president of the Real Estate Institute of Australia Malcolm Gunning joins host Phil Tarrant to share his thoughts on the longevity of negative gearing should we see a Labor government in power.

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Malcolm unpacks the role of the REIA as an advocate for everyone in real estate, including investors, shares details of his face-to-face chat with Bill Shorten about negative gearing and capital gains tax and discusses why he believes that Australia needs a minister for property at both a federal and state level.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

Property market update: Perth, September 2018
Property market update: Melbourne, September 2018
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Are changes to capital gains tax and negative gearing policies on the cards?
Highest annual price growth - click a suburb below to view full profile data: