Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

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How might APRA’s intervention affect the property market?

First home buyers and investors have both been pegged as the biggest losers of APRA’s recent lending announcement –...

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APRA boosts lending buffer to cool home loan risks

APRA hopes changing the rules around how banks assess the serviceability of home loans will cool rising household debt...

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New findings reveal investors want fast flexible rental payments

Landlords are looking for more control over when they receive rental income, with only one in 20 investors being...

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Should lending be limited to 6x income?

Debt-to-income ratio limits: do they help, or hinder? With the average property in Australian capital cities now over...

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IMF sounds alarm on Australia’s rising house prices

The International Monetary Fund (IMF) is calling on Australian regulators to rein in the housing boom, citing risks to...

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RBA rings alarm on high debt levels

Risks to financial stability could be building as house prices and debt levels keep rising, the Reserve Bank has...

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THE PROPERTY NERDS: Busting the biggest property and finance myths

On the latest episode of The Property Nerds podcast, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal...

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On the up: What will higher interest rates mean for real estate investors in New Zealand and further afield?

The Land of the Long White Cloud is shaping up to raise rates and the country may well be a bellwether for the...

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RBA reveals September cash rate - 2021

Spring may have arrived – but has the promise of warmer weather and a path out of lockdown swayed the Reserve Bank of...

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Can you get an investment property loan with a bad credit?

Can you get an investment property loan with bad credit? The answer is 'yes' and here’s how you can do it.

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Calls for stamp duty reform intensify ahead of housing affordability inquiry

A new inquiry on housing affordability has the property sector talking about the possibility of stamp duty reform...

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Government unveils new lands acquisition reforms

The federal government has updated the legislation around how it acquires land for public use, following a formal...

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Meet the company bringing a buy now, pay later attitude to bridging loans

Realty Assist promises to help property buyers get what they want when they want it. 

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COVID-19 has Australians asking big questions about mortgages, and finding new answers

Digital mortgages are faster and leaner than the alternatives, so why do 80 per cent of Australians still opt for the...

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RBA makes cash rate call for August

The Reserve Bank of Australia has made its latest call on the official cash rate.

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RBA gives APRA’s use of macro tools a tick of approval

Ahead of an expected move to impose tougher lending rules on the banks, the Reserve Bank has looked into previous...

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Big 4 extends freeze on foreclosures until 2022

A major bank has announced that it is extending the freeze on foreclosures it first announced in November...

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Banks asked to prepare for negative interest rates

Banks have been told to draft plans to deal with the possibility of zero or negative interest rates by April 2022, with...

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RBA makes cash rate call amid wild speculation

The Reserve Bank of Australia has made its first call on the official cash rate for this financial year.

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Bank of banks warns of ‘unusually large’ house price growth

Predicting an uneven global economic recovery, the bank of banks has alerted to several impending risks from surging...

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Is now the right time to lock in record-low rates?

Leading economists are now predicting that rates will move faster than the RBA’s lower for longer forecasts, with...

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APRA reaches out to major banks as housing credit picks up

The prudential regulator has asked the boards of major banks to confirm they’re maintaining a strong focus on lending...

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Interest-only investment term about to expire? Here are your options

If your investment only term is coming to an end, it’s important to plan ahead. Learn more about your options so you...

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The love-hate relationship with finance

Property investing is a numbers game, with the best investors understanding their portfolio needs and how they can best...

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RBA makes final cash rate call for this financial year

The Reserve Bank of Australia has made its last call on the official cash rate for this financial year.

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