Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

spi default article image em4omm
read icon 1 min read

Rate pressures ease – for now

In its much anticipated first meeting for 2011 the Reserve Bank this week voted to keep the official cash rate on hold...
READ NOW
spi default article image em4omm
read icon 1 min read

Cash Rate on Hold - February 2011

The Reserve Bank of Australia has decided to keep the official cash rate on hold at 4.75 per cent.
READ NOW
spi default article image em4omm
read icon 1 min read

Australians look to boost savings in 2011

Most Australians have resolved to make 2011 the year of boosting the bank balance, according to a national survey.
READ NOW
spi default article image em4omm
read icon 1 min read

Aussies dissatisfied with mortgage

Almost half of all Australian mortgage holders want to swap lenders, but don’t know if it is worth the effort.
READ NOW
spi default article image em4omm
read icon 1 min read

More Australians review debt commitments

More Australians are recognising the importance of annually reviewing their debt commitments but males are more...
READ NOW
spi default article image em4omm
read icon 1 min read

Westpac calls for more competition

Westpac’s Gail Kelly has told the government to inject further funds in the Residential Mortgage Backed Securities...
READ NOW
spi default article image em4omm
read icon 1 min read

Floods restrict cash rate

The Queensland, Northern NSW and Victorian floods could detract 1 per cent from short term economic growth, new...
READ NOW
spi default article image em4omm
read icon 1 min read

More lenders offer flood support

Heritage Building Society will waive application fees on its personal loans during the next month in a bid to help the...
READ NOW
spi default article image em4omm
read icon 1 min read

Floods to stoke inflation

Economists have raised their forecasts for inflation on the back of the Queensland and Victoria floods but a rise in...
READ NOW
spi default article image em4omm
read icon 1 min read

First timers seek 100pc loans

As many as one in four borrowers are looking for 100 per cent home loans, according to mortgage broker Loan Market.
READ NOW
spi default article image em4omm
read icon 1 min read

Unemployment rate hits 4.98%

The unemployment rate has fallen to its lowest level in two years, putting upward pressure on wages and inflation.
READ NOW
spi default article image em4omm
read icon 1 min read

Westpac provides flood relief

Westpac will commit $1 million to the Queensland flood relief.
READ NOW
spi default article image em4omm
read icon 1 min read

Rates on hold til mid 2011

Economists remain confident that the Reserve Bank of Australia will not lift the official cash rate for some months.
READ NOW
spi default article image em4omm
read icon 1 min read

Demand soars for fixed rates

Fixed home loan demand has reached a 31 month high, new figures have revealed.
READ NOW
spi default article image em4omm
read icon 1 min read

APRA to crackdown on new bank rules

Making headlines today, Australia’s Prudential Regulation Authority (APRA) chairman John Laker has pledged to take a...
READ NOW
spi default article image em4omm
read icon 1 min read

Non-bank slashes rates

Australian First Mortgage has slashed 0.15 per cent off its two year fixed rate.
READ NOW
spi default article image em4omm
read icon 1 min read

Construction finance – realising your property dreams

Owning your own slice of Australia has long been the dream of would-be buyers and with the beefed-up government...
READ NOW
spi default article image em4omm
read icon 1 min read

Mortgage payments to last retirement

Almost half of all Australian households will be paying off their mortgage in retirement.
READ NOW
spi default article image em4omm
read icon 1 min read

Brokerage recommends mortgage health checks

Loan Market Group is urging all borrowers to use the festive season to conduct a mortgage health check.
READ NOW
spi default article image em4omm
read icon 1 min read

One million Aussies look to switch banks

Making headlines today, The Herald Sun has reported that more than one million Australians are looking to switch their...
READ NOW
spi default article image em4omm
read icon 1 min read

Borrowers slam banking reforms

More than 80 per cent of Australians believe the federal government’s latest banking reforms do not go far enough to...
READ NOW
spi default article image em4omm
read icon 1 min read

Rent considered genuine savings

St George will now accept rental payments as evidence of genuine savings.
READ NOW
spi default article image em4omm
read icon 1 min read

Higher rates dampen housing activity

Home finance activity is waning on the back of higher interest rates and living expenses.
READ NOW
spi default article image em4omm
read icon 1 min read

More borrowers behind on loan repayments

More Australians are falling behind on their mortgage repayments, new research has found.
READ NOW
spi default article image em4omm
read icon 1 min read

RBA to keep rates on hold - 2010

Rates will not go up until at least April 2011, AMP chief economist Shane Oliver has said.
READ NOW