Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

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Big four banks predict October rate rise

CBA has joined NAB, ANZ and Westpac in predicting an October rate rise.
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NAB says October rate rise likely

The Reserve Bank of Australia (RBA) could hike interest rates as early as next month, NAB chief economist Alan Oster...
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Fixed interest rates to rise

After months of cuts, lenders may be starting to once again raise the interest on their fixed rate mortgages.
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REIV calls for stamp duty cuts

Making headlines today, the Herald Sun reported that the REIV is calling for reforms to Victoria’s stamp duty...
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FHB incomes dedicated to deposit saving, rent: RAMS

Almost nine in 10 prospective home buyers are having to pay rent while they save for a home loan deposit, a new survey...
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Fixed rates not so popular

Despite attempts by lenders to attract borrowers, fixed rates continue to make up only a small portion of all loans...
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Brace for more rate hikes: BEAT

The majority of Australians are worried the RBA will hike the official cash rate by 50 basis points before the end of...
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Inflation pressures worry RBA

The RBA has warned Australians that it may be forced to hike the official cash rate sooner rather than later in a bid...
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High mortgage arrears rates loom

Mortgage arrears – the term used to describe borrowers that are behind on their mortgage repayments – in Australia...
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No rate hikes until 2011: NAB

Interest rates will remain on hold for the rest of the year, NAB chief economist Alan Oster has claimed.
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Yellow Brick Road pledges hold on rates

Yellow Brick Road has claimed it will not lift interest rates on its home loan products beyond any official Reserve...
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Lender cuts variable rate

AMP has cut 13 basis points from its Basic Variable Home Loan, taking it to 6.64 per cent.
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RBA leaves rates on hold

The Reserve Bank of Australia (RBA) has decided to keep the official cash rate on hold at 4.5 per cent for the fourth...
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RAMS slashes fixed rates

In a bid to help first home buyers realise their dream of home ownership, RAMS has slashed up to 50 basis points from...
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Rates likely to stay on hold tomorrow

The Reserve Bank will meet tomorrow to announce its latest interest rate decision, with a hold on rates the likely...
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Banks have too much power: poll

Australian consumers overwhelmingly believe the big banks have too much power, research has found.
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Mortgage options widen for first home buyers

Borrowing options are continuing to open up for first home buyers with Yellow Brick Road today launching a first home...
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New Bankwest loan rewards borrower loyalty

Bankwest has launched a new home loan which offers borrowers an increasing discount on their interest rate the longer...
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New home loan sidesteps genuine savings requirements

Yellow Brick Road has launched a new home loan for first home buyers that enables borrowers to sidestep genuine savings...
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More banks drop fixed rates

ANZ, NAB and Suncorp have dropped their fixed mortgage rates off the back of similar moves by other lenders this...
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Lenders urged to play fair

Major lenders have been urged not to take advantage of the current political “vacuum” and increase interest rates...
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Prepare yourself for 9pc interest rates: BIS

Interest rates on Westpac home loans might just sit stable – for now – if comments from the bank's chief today are...
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No rate rise: Westpac

Making headlines today, Westpac says it has no intention of lifting its lending rates out of sync with Reserve Bank...
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95pc loans no easy money

First home buyers received the news last week that several lenders are now willing to lend up to 95 per cent of a...
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National Mortgage Company cuts fixed rates again

National Mortgage Company has announced new reductions to its fixed home loan rates.
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