Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

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Consumers upbeat about the future: Westpac

The RBA’s decision to keep rates on hold has helped buoy consumer confidence.
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'Family equity' popular strategy to enter the market

Using family equity has become an increasingly popular method of raising the necessary funds for a home loan deposit, a...
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Rate hikes inconsequential to borrowers: survey

Australians are gearing up to take on more debt, despite one in two households indicating that another rate hike would...
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Citibank expands national presence

The second-tier lender is ramping up its presence in Australia, announcing a partnership with Customers Ltd that will...
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Interest rates to remain on hold…for now

Interest rates are expected to remain on hold for the foreseeable future.
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Brokerage achieves record settlements

Despite a slowing market, one brokerage has bucked the trend, achieving a record number of home loan approvals and...
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Housing finance tumbles further

The RBA is being urged to keep rates on hold when they meet again in August, after housing commitments fell for the...
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Specialist lender steps into prime market

In a bid to improve its competitive position in the mortgage industry, Provident Capital has broadened its suite of...
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Macquarie re-enters mortgage market

Macquarie Bank has today unveiled a new range of home loan products aimed at investment borrowers.
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Buyers wary of more rate hikes

The fear of future rate increases is stopping home buyers from jumping into the property market.
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First home buyers responsible for rental rate ease

Rents have shown little growth over the June quarter with the median weekly advertised rents for houses recording no...
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Banks may move out of step with RBA

Making headlines today, The Australian Financial Review has reported that wholesale funding costs could force...
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Rate hold was expected: RP Data

Volatility in the global market forced the RBA to keep rates on hold yesterday.
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RBA keeps rates on hold

Volatile financial markets caused by problems in European economies forced the RBA to keep the cash rate steady at 4.5...
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Non-banks push for market share

Non-bank lenders are stepping up their attack on Australia’s banks, with many of the lenders slashing the interest on...
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Fixed rate demand on the rise

Demand for fixed rates is on the rise, as lenders continue to slash interest rates.
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National LVRs hit record low

Loan-to-value ratios (LVRs) have hit an all-time low in June, as lenders enforce tighter credit restrictions.
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Still a place for high LVR loans: Genworth

Lender's mortgage insurer Genworth Financial’s acting chief executive officer Paul Caputo has dismissed claims that...
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Repeat business drives record month for brokerage

Despite a slowing market, one brokerage has bucked the trend, hitting a record month in June.
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MFAA weighs in on exit fee debate

The MFAA has welcomed the government’s intervention on early mortgage exit fees.
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Non-bank slashes variable rates

National Mortgage Company has welcomed the new financial year in style, slashing 10 basis points from its ING funded...
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Westpac leads majors in loan volumes

Westpac has come out on top of the other majors, posting the highest value of home loan advances on its books in the...
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Competition heats up with more rate cuts

Competition in the mortgage industry is heating up as another lender slashes its fixed rate products.
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CBA voted best online bank

The Commonwealth Bank of Australia has been named as Australia’s best online bank by Canstar Cannex.
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RBA tipped to cut rates

The RBA’s slew of rate hikes may soon come to an end, with one brokerage even going so far as to say the next rate...
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