Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

cash flow
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Cash flow considerations

Property has long been a favourite investment choice for Australians and with values historically doubling every eight...
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strategy planning
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Saving strategies that work

As the cost of living continues to soar, saving – whether it’s for your first home, a new car or even an overseas...
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strength business
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Strengthen your position through debt consolidation

With interest rates at record lows now might just be the ideal time to consolidate your debts.
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rise career
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Pitching for a pay rise

A few extra dollars in the pocket every month can make the world of difference to the size of your deposit.
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caution spending
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Smarten up your spending

While it might be tempting to use a recent pay rise or tax refund as an excuse to splurge, implementing some good,...
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deposit home
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Raising a deposit for your first home

Spiralling rents plus the overall increased cost of living has made saving for a deposit as difficult as ever for some...
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self employed
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Loans for the self employed

There’s a raft of loan options available for Australian business owners wanting to enter the property market.
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holiday
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Holidays that won’t break the bank

Holidays are key to a balanced family life; however they don’t need to come with a massive cost. Here are a few...
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credit cards
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Line of credit mortgages

If you’re looking for a loan that gives you considerable flexibility with your repayments – and the ability to draw...
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Ring in a Happy New (Financial) Year!

With the end of the 2010 financial year at hand think carefully about how your tax refund can help reduce your...
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burden free
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Free yourself from expensive debt through consolidation

Mounting debt is a pressure that sadly a growing number of Australians are all too familiar with, but the good news is...
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chess strategy
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Strengthen your financial position through refinancing

Whether you’re looking to improve your property or reduce your mortgage repayments, refinancing may be an ideal...
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cash deposit
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Deposit bonds – the cash alternative

If you’ve got cash but it’s all tied up, a deposit bond could be the solution you need to secure that new...
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chess strategy
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Mortgage reduction strategy: paying fortnightly

The small step of switching from monthly to fortnightly repayments can put a big dent in your mortgage.
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fast track
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Fast track your mortgage repayments

Make your dream of debt free homeownership a reality with a few simple strategies.
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down to depreciation
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How to manage your mortgage in a rising rate environment

With indicators pointing to a number of hikes to the Reserve Bank of Australia’s official cash rate over the months...
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Is it time to fix?

Attractive pricing on fixed rate home loans is expected to entice an increasing numbers of home buyers to lock in a...
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pay and save
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Pay the rent as well as save? No worries!

While much of the media spin is all doom and gloom for housing affordability it seems wishful home buyers won’t let...
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The broker benefit

Mortgage brokers offer home buyers more than just a home loan; they offer help, support, knowledge, expertise as well...
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Self-employed? No worries

A friend of mine who recently started her own personal training business said to me the other night she wouldn’t be...
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Avoiding bill shock

Have you ever been at the receiving end of a whopping mobile phone bill surprise? You may not have to worry for too...
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loan application
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Rental payments – qualification for a home loan?

One of the country’s largest mortgage broking groups is calling on lenders to consider rental payments as evidence of...
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Time to factor in higher interest rates

Home buyers should expect borrowing costs to rise at some point very soon, the Reserve Bank of Australia (RBA)indicated...
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How much is too much?

First home buyer mortgage pressure is on the rise, according to a new report, with as many as one in two first home...
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Comparison rates – a true comparison?

When it comes to assessing home loan products, just which rate should home buyers consider and is a comparison rate a...
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