How a couple is setting themselves up financially through property

By Cameron Micallef 29 September 2020 | 1 minute read

A couple has explained to other investors how they are using property as a way to set up their financial goals and become independently wealthy.

Ryan Atkins and Zita Malinauskaite

In a recent episode of The Smart Property Investment Show, Ryan Atkins and Zita Malinauskaite discussed how they have grown throughout their property journey, initially using it as a way to get equity for their dream home.

“I did the classic Australian thing of saving up, working hard, buying [property], which I bought at the right time coming out of the last financial crisis,” Mr Akins said.

“Basically, I was there by myself living the bachelor life for about five years. Then I met Zita, we were there for another four years before realising we were just not getting anywhere with saving for a bigger place.

“And we thought we’d try rentvesting.”


Ms Malinauskaite explained that while she needed to educate herself about living with debt and how to grow her wealth, she noted how her plans have changed.

“Our main goal in the beginning was just to collect some equity so we could buy our dream house, but now we don’t even know when and where we are going to buy,” Ms Malinauskaite said.

“At the moment, what we are aiming with our personal investment is to collect equity and see if we want to buy a house or buy rental properties.”

“With retirement, we already have one property under our self-managed super fund, and we are going to buy more so we can just live out of our superannuation,” Ms Malinauskaite explained.

Mr Atkins told investors that a conversation with Graeme Holm from the Infinity Group helped get him on the right path. 

“We started going through numbers and I could see the mistakes I’ve made. While there wasn’t too much new information, it was the kick up the backside I needed.

“You’ve done this in one way or another in one way, so why have you stopped?” Mr Atkins said.

“When we got to talk one-on-one with him, [he said] ‘Here’s all the numbers. We are going through this one by one’. 

“From a pure numbers perspective, I was very happy with it because numbers don’t lie. There’s no emotion in numbers,” Mr Atkins explained.



Property refers to either a tangible or intangible item that an individual or business has legal rights or ownership of, such as houses, cars, stocks or bond certificates.

How a couple is setting themselves up financially through property
Ryan Atkins and Zita Malinauskaite
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