Mortgage Calculators

Determining which loan options gives you the most savings is a difficult task for property investors, who often use simple factors such as the amount of monthly payments on each loan option to compare and determine which loan option is more feasible. Smart Property Investment's loan...

Stamp duty is a charge applied by state governments in Australia on the transfer of land titles of properties. Charges may vary depending on the purpose of the security purchased, whether it be for investment or for occupancy. By doing your due diligence and planning, Smart Property Investment's...

Property investors often worry about how much they can borrow from lenders to finance their investments. Smart Property Investment's borrowing power calculator uses salary, incomes, annual expenses, loan and credit card expenses and other similar expenses to determine the maximum amount available...

Investors who think about satisfying the mortgage sooner than what is stipulated in the mortgage agreement could use Smart Property Investment's principal and interest calculator. This is used to determine the length of time required to advancing the mortgage repayments before the completion...

Investors considering splitting their loan agreements to allocate a portion of the loan amount to attract both a fixed rate and a variable rate can make use of Smart Property Investment's split loan calculator to determine and estimate the approximate amount of fixed and variable rate portions in...

Investors often have the options to either pay extra payments on their loan to pay off their loan faster or pay a lump sum amount to the loan. A lump sum is a single payment of money as opposed to a series of payments made over time. Investors usually find themselves with extra assets and...

If you find yourself in a situation with more regular money at hand, extra repayments on your mortgage can help you significantly over the long-term. Smart Property Investment's extra repayment calculator can find out how quickly you can pay off a loan with additional payments.

Capital gains tax (CGT) is a tax levied on the profits you make when you dispose of an asset that you have acquired on or after September 20, 1985. The amount levied with tax is calculated by getting the difference of the property acquisition and maintenance costs and the proceeds of the sale of...

Investors need to determine the appropriate loan repayments would be over a certain period of years of their home loan agreements. Smart Property Investment's loan repayment calculator provides a determinate amount of mortgage repayments by using the length of the loan term, interest rate and...