Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Finance • 02 Dec 2025

If inflation can't be contained, rates may go up – and create a disastrous ripple effect

Opinion: With the announcement of the recent inflation figures not heading in a healthy direction, many are saying interest rates will be on hold for now. Although this...

Finance • 02 Dec 2025

APRA’s cap may not impact prices, but could limit investor strategies, experts say

While APRA’s new high debt-to-income lending 'won't rock the market', experts warned it could cramp investors’ borrowing power and tighten an already stretched...

Finance • 26 Nov 2025

CPI figures extinguish rate hopes, but more pain is on the horizon

Opinion: Today’s inflation figures have all but destroyed any hope of an interest rate cut for those millions of Australians in mortgage stress. And I fear the worst...

Finance • 25 Nov 2025

Mortgage competition heats up as investors and first home buyers clash

Investors and first home buyers continue to compete for properties in short supply.

Finance • 19 Nov 2025

Victoria surges ahead as fastest-growing investor market

Victoria has emerged as the fastest-growing investor segment, with double-digit loan growth, poised to reclaim its position as Australia’s second-largest landlord...

Waterfront homes

Finance • 13 Nov 2025

Investor lending hits all-time high

The total value of new investor loans has jumped 18.7 per cent over the past year, ABS research has found.

South Australia

Finance • 10 Nov 2025

SA Liberals pledge to scrap stamp duty if elected

The opposition party has branded transfer duty as “inefficient” and pledged to phase it out by 2041.

Finance • 04 Nov 2025

Racing ahead: RBA delivers latest cash rate update

The central bank has announced today’s cash rate target on Melbourne Cup day, concluding its seventh monetary policy meeting of the year.

Finance • 31 Oct 2025

Big four bank declares end of rate-easing cycle

Australia's biggest bank is predicting that the RBA has reached the end of the current rate-easing cycle.

Finance • 30 Oct 2025

Macquarie freezes new trust and company lending

From tomorrow, investors will face a freeze on trust and company lending from Macquarie Bank, complicating financing for developments and commercial projects.