Property investor dilemma: Should I add to my portfolio or consolidate what I have?

By Reporter 09 September 2021 | 1 minute read

Banks love to lend money, but even if the financing is available, is there a point where property investors should consider limiting their portfolio size and focus instead on securing what they have?

Smart Property Investment’s Phil Tarrant sits down with TV personality, author and buyer’s agent Chris Gray to discuss assessing investors’ relationships with debt.

The duo weigh up if it’s worth continuing to add to your profile when you get to a level where it won’t materially improve your life. Added to that the increased risk if your circumstances change and your loan is larger than you can manage, Chris says it might be prudent for some investors to set a limit on the size of their portfolio.

They also discuss why it’s not necessarily easier to get a loan as your property portfolio grows, and how to present yourself as a good prospect to banks, even with a high debt load.



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Property refers to either a tangible or intangible item that an individual or business has legal rights or ownership of, such as houses, cars, stocks or bond certificates.

Property investor dilemma: Should I add to my portfolio or consolidate what I have?
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