Malavika Santhebennur

New loan values plunged, refinancing surged in CY23: PEXA

Rising interest rates dampened new loan values in 2023 but led to a surge in refinancing activity as borrowers shopped for better mortgage rates, according to new ...

FINANCE • Thu, 15 Feb 2024

1 in 5 slash spending to pay down loan: NAB

A new survey has revealed that spending habits are rapidly changing amid growing consumer stress, with consumers using these savings to pay down their mortgages.

FINANCE • Tue, 23 Jan 2024

Mortgage stress eases despite Cup Day rate rise

Mortgage stress decreased for the second straight month in November 2023 despite the central bank raising rates by 25 basis points, according to new research.

FINANCE • Thu, 18 Jan 2024

Housing affordability hits news lows amid rising rates

Mortgagors required almost half their income to meet the average loan repayment in the September 2023 quarter, a new report has found.

INVESTOR STRATEGY • Tue, 12 Dec 2023

Owner-occupier activity boosts October housing lending: ABS

A sharp upturn in new owner-occupier loan commitments contributed to overall housing lending growth in October, but refinancing cooled off from recent record highs, ...

INVESTOR STRATEGY • Tue, 05 Dec 2023

Sydney house prices could fall 4% in 2024: SQM Research

House prices are predicted to fall in Sydney, Melbourne, Canberra, and Hobart as interest rate rises start to bite home owners and buyers, according to a new report.

INVESTOR STRATEGY • Tue, 21 Nov 2023

A record number of borrowers face mortgage stress risk

New Roy Morgan research has shown that 30.3 per cent of mortgage holders are now “at risk” of mortgage stress.

INVESTOR STRATEGY • Wed, 01 Nov 2023

Total dwelling commencements fell in June quarter: ABS

There was a drop in dwelling commencements in the June quarter but the total value of building work completed rose marginally, according to new data.

INVESTOR STRATEGY • Tue, 24 Oct 2023

Mortgage delinquencies to keep rising: Moody’s

As high interest rates and inflation erode household savings, Australian residential mortgage delinquency rates will continue to rise, according to a new report.

INVESTOR STRATEGY • Thu, 12 Oct 2023