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Otto Dargan

AUTHOR|No. of Articles: 16

Otto Dargan is a two-time winner of St George Bank's 'Australia’s Brightest Broker' competition and the managing director of specialist mortgage broker homeloanexperts.com.au

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Otto Dargan

Can overseas property investment work?

With prices rising and yields falling in Australia, you may be considering diversifying your property portfolio. But is ...
Otto Dargan

Should you consider a guarantor loan?

A guarantor loan can enable you to buy an investment property without a deposit, but once you take on this type of debt...
Otto Dargan

3 unexpected factors limiting your borrowing capacity

Loan applications can be denied for a multitude of reasons, but there are three variables that many people don’t rea...
Otto Dargan

Bad credit doesn't mean you can't borrow

Do you have a bad credit history? Getting your home loan approved comes down to choosing the right lender.
Otto Dargan

Builder cash backs: A wolf in sheep’s clothing?

Are property developers really offering to pay for your deposit or is it all a gimmick?
Otto Dargan

How to get a low rate with a 95% loan

Banks don’t normally give big discounts for high LVR loans. So how can you get a sharp rate discount without a big dep...
Otto Dargan

Why construction loans just don't work

Why is it that everything seems to go wrong when you build a property? What can you do to prevent the headaches? ...
Otto Dargan

How to give yourself a rate cut

Why wait for the RBA when you can cut your own rate?
Otto Dargan

Can you buy an investment property with no deposit? How?

Property investors are often assisted by First Home Buyers Loan and other benefits for when they purchase their first in...
Otto Dargan

Should I buy a home or an investment property first?

Should new investors build an investment portfolio or buy their home first?  Which strategy is the winner?  
Otto Dargan

How smart investors avoid paying LMI

How is it that some investors build a huge portfolio without paying mortgage insurance?
Otto Dargan

What causes big investors to lose it all?

Investors who have 'made it big' are considered to be high risk by the banks. Why is this, and what can you do about it?...
Otto Dargan

Which property strategy is the winner?

Which property investment strategy gets the best results - renovating long-term investing or flipping?
Otto Dargan

Can investors still borrow 97%?

First time investors are being shut out of the property market by recent changes made by the banks and mortgage insurers...
Otto Dargan

New credit scoring system will catch out investors

In March 2014 your credit file will include more information. What can you do to make sure you can still qualify for a m...


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