Using a property investment strategy to buy your dream home

By Cameron Micallef 07 February 2020 | 1 minute read

As property prices in Sydney and Melbourne continue to heat up, investors have been given a timely reminder that they can utilise property currently on market as a way of eventually acquiring their dream home.

Stuart Snell

In a recent recording of The Smart Property Investment Show podcast, Stuart Snell explained his journey towards his dream place and the savvy purchases along the way.

“I divested myself of three properties – two investment properties and an owner-occupied property – about three years ago. And I pushed myself into my primary property investment where I am now,” Mr Snell explained.

The property investor explained that the average Australian has most of their investments in equities due to superannuation, so it’s wise to diversify through the property market.

“Acquiring property and using property to generate wealth makes total sense because most peoples other main asset will be their superannuation.”


The property investor also highlighted investment in the asset class can be a primary place of residence as long as investors have the right mindset.

“Purchasing a primary residence is a tax-effective means to generate wealth. The main thing we’ve always thought about is, ‘How will it resell?’ and then livability. Will it suit your needs or the needs of others? Because the saleability is where you want the widest market possible for when the time comes up.”

Mr Snell noted that his property investment along with his superannuation strategy can eventually be a way for the investor to semi-retire through downsizing.

“The reality is I’m in my 50s now, 52 about to turn 53. I would say three to five years and then well look for a different option. Ive already got some ideas that might be outside of Sydney.”

“I think wed be looking to relocate somewhere up northern New South Wales and purchase somewhere there where we would potentially have a longer term horizon and to base, and then use some of that to leverage into some investment properties for the longer-term income and capital gains potential benefits. And thats it in a nutshell really,” Mr Snell concluded. 



Property refers to either a tangible or intangible item that an individual or business has legal rights or ownership of, such as houses, cars, stocks or bond certificates.

About the author

Cameron Micallef

Cameron is a journalist for Momentum Media's nestegg and Smart Property Investment. He enjoys giving Aussies practical financial tips and tricks to help grow their wealth and achieve financial independence. As a self-confessed finance nerd, Cameron enjoys chatting with industry experts and commentators to leverage their insights to grow your... Read more

Using a property investment strategy to buy your dream home
Stuart Snell
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