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Pearl Beach

POSTAL CODE: NSW, 2256
HOUSE

A steady increase in median property prices over a five-year period in the suburb translates to a -22.89% capital gain.

It also delivered a stronger performance in contrast to other Australian suburbs in terms of appreciation of property value.Investors saw the median home price rise to $1,600,000

The augmented property values in the suburb are trailing behind the territorial average of 5.63% in 2016.

On the other hand, based on current median home prices for the suburb, Real estate investors could earn a rental income of $765.

Home owners selling their properties and realtors in PEARL BEACH usually have to wait an average of 133.1 days days before their assets are lifted off the market.

The NSW suburb ranks 915th on the list of best yielding suburbs for rental properties in NSW, posting a 2.49% return.

It also places places 1068th in Australia based on median property value growth during the quarter.

Surburb overview

Pearl Beach, in the 2256 postcode on the Central Coast of New South Wales, is a coastal suburb located about 95 kilometres north of Sydney’s central business district and 24 kilometres south of Gosford. It is situated between Broken Bay and Brisbane Water National Park, accessible by a single road from nearby Umina Beach, which contributes to its sense of seclusion.

The suburb has a population of around 850 residents. Demographics show a community with a higher median age than the state average, reflecting a large proportion of retirees and older households. Many properties are used as holiday homes, contributing to seasonal fluctuations in population. Housing is predominantly detached dwellings, some architect-designed, with many taking advantage of bushland or ocean views.

Public transport in Pearl Beach is limited. There are no train services, and bus connections are infrequent, meaning most residents rely on private vehicles. The nearest railway station is Woy Woy, located on the Central Coast and Newcastle Line, which provides intercity services to Sydney and Newcastle. Road access is via Pearl Beach Drive, linking the suburb to Umina Beach and the wider Central Coast.

Essential establishments within Pearl Beach are minimal. A small general store and café service the local community, while larger retail, education, and healthcare facilities are available in Umina Beach, Woy Woy, and Gosford. Schools in the surrounding area include Ettalong Public School, Brisbane Water Secondary College, and other primary and secondary schools in Woy Woy. Gosford Hospital is the nearest primary healthcare provider.

Recreational activities are a defining feature of Pearl Beach. The beach itself is popular for swimming, sunbathing, and fishing, with a rock pool at the southern end providing safe conditions for children. The foreshore reserve offers picnic areas, walking paths, and community spaces. Nearby Brisbane Water National Park provides bushwalking trails, including the scenic track linking Pearl Beach to Patonga. Pearl Beach’s combination of natural beauty, seclusion, and limited development has helped maintain its identity as a quiet coastal village on the Central Coast.

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