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Terrigal

POSTAL CODE: NSW, 2260
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A steady increase in median property prices over a five-year period in the suburb translates to a 5.23% capital gain.

It also delivered a stronger performance in contrast to other Australian suburbs in terms of appreciation of property value.Investors saw the median home price rise to $1,610,000

The augmented property values in the suburb are trailing behind the territorial average of 5.34% in 2016.

On the other hand, based on current median home prices for the suburb, Real estate investors could earn a rental income of $850.

Home owners selling their properties and realtors in TERRIGAL usually have to wait an average of 73.1 days days before their assets are lifted off the market.

The NSW suburb ranks 781st on the list of best yielding suburbs for rental properties in NSW, posting a 2.75% return.

It also places places 891st in Australia based on median property value growth during the quarter.

Surburb overview

Terrigal is a coastal suburb on the NSW Central Coast about 84–85 kilometres by road from the Sydney CBD. It sits roughly 12–13 kilometres east of Gosford’s CBD via Central Coast Highway and Scenic Highway connections.

The 2021 ABS Census recorded 12,730 residents with a median age of 43 and an average household size of 2.6.

Separate houses dominate the dwelling stock alongside a smaller share of medium-density homes in established streets near the beach and lagoon.

Local buses link Terrigal with Gosford Station, East Gosford and Erina Fair, with routes 67 and 68 serving the corridor. Typical trips between Gosford Station and Terrigal take about 25–30 minutes, supporting intercity rail connections to Sydney and Newcastle.

Daily needs are met in the town centre along Terrigal Esplanade and Church Street, with major retail concentrated at Erina Fair, a short drive away.

Regional health care is centred at Gosford Hospital on Showground Road, which provides emergency and specialist services for Central Coast residents.

Terrigal Beach is patrolled in season by Terrigal Surf Life Saving Club, with Council-run lifeguards operating across the region’s patrolled beaches.

Recreation focuses on the beach, Terrigal Haven and the headland known as the Skillion, which offers walking paths and elevated coastal views.

The Terrigal Boardwalk links the promenade to the Haven and rockpool, improving access and forming a continuous foreshore walk.

Terrigal Haven provides boat ramp access, picnic facilities, and open space for water sports, diving charters, and informal recreation.

Terrigal Lagoon sits behind the beach and forms part of the Central Coast’s network of intermittently open lagoons used for paddling and passive recreation.

Residents combine coastal living with access to larger employment centres in Gosford and Erina, supported by bus links to the rail network.

Proximity to services, a defined village centre and an active surf lifesaving presence shape a suburban beach community with year-round visitation.

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