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Tumbi Umbi

POSTAL CODE: NSW, 2261
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Property investors enjoyed capital gains of 4.79% over the last 12 months in TUMBI UMBI, translating to lower returns compared with its peers in NSW.

A survey of average capital gains or median home price increase in suburbs across the country shows that the NSW suburb obtained a 5.55% growth over a ten-year period. It ranks 2970th on our list of suburbs that property investors should look into.

TUMBI UMBI, 2261 has a capital gain of 4.79% for the past year, which is lower than average compared to its 34.93% growth within a five-year period.

With the median home price in TUMBI UMBI sitting at $985,000, and the average rent at $700, property owners could potentially earn a 3.7% increase in gross rental yield.

Figures from the previous quarter show that capital gains for real estate buyers in TUMBI UMBI are low, as opposed to average gains per annum over the past five years.

TUMBI UMBI, 2261 in NSW belongs to the local government area of Central Coast (NSW).

Surburb overview

Tumbi Umbi is located in the Central Coast region of New South Wales, approximately 110 kilometres north-northeast of the Sydney central business district. The suburb falls within the Central Coast Council local government area and uses the postcode 2261.

At the 2021 Census, the population of Tumbi Umbi was recorded at 5,369. The median age of residents was around 44 years.

The suburb comprises separate houses, with a significant portion of the area zoned for environmental living or semi-rural development.

Public transport usage is relatively low: around 86.7% of commuters use a car to travel to work, while fewer than 2% use train or bus services.

The nearest major railway station is Tuggerah, with local bus services connecting to surrounding centres along the Wyong Road corridor.

Essential services and shopping facilities are accessible along the main commercial strip on Wyong Road, and residents also rely on larger retail centres nearby in suburbs such as Berkeley Vale or Killarney Vale.

Local schools include the Tuggerah Lakes Secondary College (Tumbi Umbi Campus) and several primary schools in the surrounding areas.

Recreational amenities are enhanced by the suburb’s proximity to Tuggerah Lake and associated walking and bike-paths, as well as the nearby coast.

The semi-rural fringes offer bushland and quieter residential pockets, while the more built-up zones around Wyong Road provide convenient access to community services.

Recent property market data indicates the median house price in the suburb sits around $1.1 million, with median unit prices near $660,000 in the 12 months to late 2025. Rental yields for houses are around 3.8%, and for units, about 4.7%.

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