The post-budget guide to commercial property investing

Fern Bay

POSTAL CODE: NSW, 2295
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Based on its average 5-year and quarterly capital gains FERN BAY, 2295 saw average growth in the long term.

A survey of average capital gains or median home price increase in suburbs across the country shows that FERN BAY, 2295 obtained a 7.52% growth over a ten-year period. It ranks 1647th on our list of suburbs that property investors should look into.

FERN BAY, 2295 in NSW belongs to the local government area of Port Stephens.

FERN BAY, 2295 has a capital gain of 9.59% for the past year, which is higher than average compared to its 41.95% growth within a five-year period.

With the median home price in FERN BAY sitting at $1,057,500, and the average rent at $775, property owners could potentially earn a 3.81% increase in gross rental yield.

Figures from the previous quarter show that capital gains for real estate buyers in FERN BAY are low, as opposed to average gains per annum over the past five years.

Surburb overview

Fern Bay is a residential suburb in the Port Stephens local government area, NSW, with postcode 2295, situated north of the Hunter River between Stockton, Fullerton Cove and Newcastle Airport. The suburb is about 10 kilometres north of Newcastle’s central business district by road, with Nelson Bay Road providing the main connection towards Newcastle, Williamtown and other parts of Port Stephens.

The 2021 Census recorded more than 3,000 residents in Fern Bay, with population growth influenced by residential development in the area. Separate houses are the predominant type of residential accommodation, found in both established neighbourhoods and newer residential estates.

Fern Bay does not have a railway station, making buses and private vehicles the main transport options for residents. Bus services along Nelson Bay Road provide connections towards Newcastle, Stockton, Newcastle Airport and communities across the Port Stephens area.

Fern Bay Public School provides primary education within the suburb, while secondary schools and additional education facilities are available in Newcastle and surrounding communities.

Local facilities provide access to some everyday goods and services, while larger supermarkets, pharmacies and commercial centres are available in nearby Newcastle suburbs. Medical centres, pharmacies and allied healthcare providers are available in surrounding areas, with major hospital services accessible in Newcastle.

Fern Bay lies close to the Pacific Ocean, the Hunter River estuary and extensive coastal environments north of Newcastle. Stockton Beach extends along the coastline and offers opportunities for swimming, fishing, and beach walking in designated areas and under appropriate conditions.

The adjoining Worimi Conservation Lands protect extensive coastal dunes and areas of cultural and environmental significance. These conservation lands include the Stockton Bight sand dunes, which extend north along the coast towards Anna Bay. Nearby Hunter Wetlands National Park protects estuarine wetlands and habitat used by migratory and resident waterbirds.

Local parks, playgrounds and shared paths provide additional opportunities for walking, cycling and informal recreation within Fern Bay.

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