Finance advice
Kevin Lee

Why you may be suffering from financial stress

By Kevin Lee

‘How to attain wealth’ isn’t something that is taught in school. Instead at school, they teach you how to secure a job and be a good employee.

Blogger: Kevin Lee, founder, Smart Property Adviser

It is therefore your responsibility to reject this way of thinking and get financially educated so that you know how to secure your financial future in ways which don’t require you to work endless hours for a week to week pay check.

If you haven’t heard of The Pareto Principle, it is the law of the vital few - it’s the 80/20 rule.

The Pareto Principle originated in Italy in 1906 by an economist who observed that 80% of the land in Italy was owned by 20% of its population. To put it in simple terms, the Italian economist identified a financial truth; 80% of the wealth is owned by 20% of the population.

Therefore 20% of the population are not average people. How do they differ? - They are financially educated and they know how to attain real wealth.

Many people believe that the best financial advice that they’ve ever received is; go to school, get a job, work hard, save money, buy your house (it’s your biggest asset), live below your means, get out of debt, pay contributions to your superannuation, retire and expect the government will support you in retirement and you’ll live happily ever after.

Sadly, that’s not going to happen and your retirement will not be the one you’ve dreamt of.

In this day and age the best financial advice is; never stop improving your financial education. Those who have accepted this reality are the ones who have learnt that smart investments are the only true way to ‘future proof’ your financial future. Many of these people are the smart property investors you envy.

Smart property investors invest in properties where 80% of the market can afford to rent, they invest for cash flow and not capital gain, and they rely on the tenant to support their lifestyles and not the other way around.

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About the Blogger

Kevin Lee

Kevin Lee

Kevin Lee of Smart Property Adviser is regarded by many as Australia's most trusted property investment adviser. Since 1999, Kevin's been the go-to-guy for people when they need honest finance and property investment advice and guidance.

Kevin hosts a regular Investors' Boardroom and investors from around the world fly in to Sydney to attend. More information is available at www.smartpropertyadviser.com.au

FROM THE WEB

podcast

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

3 big property investment myths busted open
5 steps to take on low-risk property developments
Securing finance after life-changing events: ‘Cash flow is key’

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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

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Tune in to the latest episode of Property Showcase, the podcast with the inside track on the products and businesses that will help turbocharge your portfolio, maximise returns and make your overall investment experience seamless and stress-free!

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To hear more about these services, make sure to tune into this episode of Property Showcase!

 Make sure you never miss an episode by subscribing to us now on iTunes!

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    In this episode of Property Showcase, Michael Beresford joins editor of Wealth James Mitchell to unpack why recent political changes are not reason for concern for Australian investors.<\/p>\r\n

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

In this episode of the Smart Property Investment Show, broker John Manciamelli and Momentum Media director Alex Whitlock joins host Tim Neary to discuss how APRA changes and the royal commission have resulted in a tighter lending economy and what that means for Australian investors.

They discuss what traps investors should avoid if they are trying to obtain finance, the four key growth drivers in a property market and unpacking trust structures while revealing one type of trust that you should miss.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

How technology is changing the lending environment
Lessons from a falling market
APRA investor measures have ‘run beyond their usefulness’: industry body

 

AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

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Getting finance approved in this tightening lending environment

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