Finance advice

Rates unlikely to be cut further

By Staff Reporter

The Reserve Bank (RBA) is unlikely to cut rates next month after the Australian labour market posted better than expected results.

According to data from the Australian Bureau of Statistics, jobs rose by 1,000, while the unemployment rate edged down to 5.5 per cent from a revised 5.6 per cent.

Speaking about the results, HSBC chief economist Paul Bloxham said while Australia's labour market was flat in May, the data have been volatile recently, which makes interpretation difficult.

"We can, however, look at the trend numbers to get an underlying picture of the labour market. Trend employment rose by 9,000 in the month, while the trend unemployment rate hovered around 5.6 per cent," he said.

"Overall, the trend figures suggest modest growth in jobs and a steadying unemployment rate since the beginning of the year.

"However, with the unemployment rate holding up at 5.5 per cent, the labour market remains some way off full employment. As such, there is likely to be limited pressure on wages and more general inflation stemming from the labour market at the moment.

"Consistent with this, we continue to expect the RBA could cut rates a little further in coming months, in order to support domestic activity. Given the recent sharp depreciation in the Australian dollar, however, the RBA could also feel that financial conditions have been loosened sufficiently for the moment.

"We are of the view that the easing phase of the RBA's cycle is near its end, but perhaps not quite there. Much depends on where the Australian dollar settles, given its big move in the past couple of months. Today's report is encouragement for the RBA to hold steady until Q3."

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

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 Make sure you never miss an episode by subscribing to us now on iTunes!

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

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If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

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AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

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Getting finance approved in this tightening lending environment

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