Finance advice

New home loan tool available

By Reporter

A new home loan index ranking lenders to find the best products will potentially save consumers tens of thousands of dollars and level the playing field.

1300HomeLoan’s Australian Lenders’ Index, “is set to revolutionise the Australian home finance market and save mortgage holders tens of thousands of dollars over the life of their loan, depending on which lender they choose," managing director John Kolenda said.

"Any savings that can be found for mortgage holders are of benefit to the overall home finance market, which according to the latest ABS [Australian Bureau of Statistics] housing finance data remains sluggish due to subdued consumer confidence.

"Over the long term, this index will create greater competition between lenders and force down interest rates. Lenders will be exposed to greater consumer scrutiny and we will continue to track and report on exactly what rates major lenders are delivering and whether consumers are benefitting or getting ripped off. The rankings will be updated monthly."

NAB’s Homeside has recently been ranked at the top for lender performance, delivering the best home loan product.

"The Australian Lenders' Index has also found that Homeside has been providing consistently the best rates over the past five years,” Mr Kolenda said.

A customer with Homeside would potentially save $31,980 over the life of their loan relative to the worst performing lender.

Investors can test their current loan on the website as well.

The index ranks lenders based on historical and current interest rate statistics from March 2008, rather than solely the advertised rate.

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With the softening market impacting property values in many parts of Australia, Sally Dale, Opteon state director for NSW, ACT and Qld joins us to discuss the importance of valuations in the current property market

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Joining host Phil Tarrant, Sally will draw on her 25 years of experience in valuation and discuss the processes involved in arriving at a value for a particular property. She will also share how that process differs between commercial and residential properties and the difficulties which regional property valuations can present.

Sally will unpack the importance and cost of regular valuations on your properties, discuss whether presentation and owner input can sway a valuation and share what you should look for when seeking a reputable property valuer.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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AREAS MENTIONED: 

Sydney
Brisbane
Adelaide

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RELATED AREAS OF INTEREST:

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AREAS MENTIONED:

Revesby
South Hurstville
Sans Souci
Strathfield

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Gavin Kemp and his now-fiancé bought their first property together after only six months of dating. They weren’t even living together at the time. Now, two years on, the pair have bought five properties, sold two and have a solid plan in place for their ongoing property journey. 

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Gavin will share his thoughts on the current property market, reveal the people who he has leaned on throughout his property journey and discuss why his strategy employs a zero procrastination rule.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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Redcliffe
Port Macquarie
Loganlea
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A joint property portfolio before they were even living together

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