Finance advice

More banks drop fixed rates

By webmaster

ANZ, NAB and Suncorp have dropped their fixed mortgage rates off the back of similar moves by other lenders this month.

As fixed rates drop, borrowers need to carefully consider whether a fixed or variable rate home loan will best suit their needs. Fixed rates are typically a good option for borrowers that want certainty in their mortgage repayments if they are concerned that interest rates will continue to climb.

Suncorp Bank made the biggest cut, dropping the rate on its two and three year fixed rate mortgages, as well as its three year fixed in advance mortgages by up to 0.25 per cent.

Suncorp’s home loan rates are now 7.09 per cent for two years and 7.19 per cent for three years fixed.

Suncorp's executive manager, personal lending, Paul Evans said the changes were purely a reflection of recent movement in the underlying short and mid-term market cost of funds.

Meanwhile, Homeside cut its rates on its fixed and low doc mortgages by up to 0.24 per cent.

From today, Homeside’s interest rates are 6.84 per cent for one year, 7.09 per cent for two years and 6.95 per cent for three years fixed.

ANZ also trimmed its rates, cutting up to 0.15 per cent from fixed rate and low doc standard mortgages.

ANZ’s interest rates are 6.84 per cent for one year, 7.09 per cent for two years and 7.20 per cent for three years fixed.

The moves follow Aussie and ING DIRECT who earlier this month reduced the rates on their fixed mortgage products.

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podcast

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With the softening market impacting property values in many parts of Australia, Sally Dale, Opteon state director for NSW, ACT and Qld joins us to discuss the importance of valuations in the current property market

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Joining host Phil Tarrant, Sally will draw on her 25 years of experience in valuation and discuss the processes involved in arriving at a value for a particular property. She will also share how that process differs between commercial and residential properties and the difficulties which regional property valuations can present.

Sally will unpack the importance and cost of regular valuations on your properties, discuss whether presentation and owner input can sway a valuation and share what you should look for when seeking a reputable property valuer.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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Sydney
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If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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Gavin Kemp and his now-fiancé bought their first property together after only six months of dating. They weren’t even living together at the time. Now, two years on, the pair have bought five properties, sold two and have a solid plan in place for their ongoing property journey. 

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In this episode of the Smart Property Investment Show, Gavin joins host Phil Tarrant to discuss how he chose the locations where he decided to invest and how, due to the initial lack of education (something that he now values highly), he lost money on his first two investments.

Gavin will share his thoughts on the current property market, reveal the people who he has leaned on throughout his property journey and discuss why his strategy employs a zero procrastination rule.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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A joint property portfolio before they were even living together

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