Finance advice

NSW ‘needs to review’ stamp duty rates

By Staff Reporter

The stamp duty paid on residential property sales in New South Wales in the first quarter of the 2014/2015 financial year has risen by $500 million compared to the same period last year, prompting one industry body to call for a review of this “enormous windfall” for the state government.

First quarter figures from the Office of State Revenue for the 2014/2015 financial year show the sharp rise in stamp duty takings, with the Real Estate Institute of New South Wales (REINSW) saying the increase is well above the government’s forecasts.

“This is already more than double the June state budget forecast of a $200 million increase in stamp duty for the entire 2014/2015 financial year,” REINSW deputy president John Cunningham said.

Mr Cunningham said it is time to review the charges imposed on property buyers in New South Wales.

“The only transfer duty rate change that has been made in NSW since the Duties Act came into force on 1 July 1988 has been the introduction of the premium property rate of seven per cent for residential properties in excess of $3 million.

“There has never been a review of the transfer duty thresholds in NSW to recognise bracket creep.

“The current two lowest transfer duty thresholds in NSW have been in place since 18 December 1974, 39 years, while the other thresholds (apart from the premium property duty) have been in place since 18 December 1986, some 27 years.”

Mr Cunningham said high stamp duty rates are major barriers for first home buyers and the existing brackets no longer reflect current property prices.

“Now is the time to amend this injustice and further help first home buyers and those seeking to upsize to the next level of property, which is being restricted by the current stamp duty farce,” he said.

Mr Cunningham said current incentives for first-time buyers were not working because grants are only available to those who purchase new properties.

“The current incentives for first home buyers are simply not working. By offering grants on new builds only, they are pitting first home buyers against cashed-up investors as well as foreign investors.

“There really is no excuse for the government not to provide this much-needed further assistance.”

To get an estimate on your property's stamp duty, see our Stamp Duty calculator. 

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

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If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

" ["menu_text"]=> int(1) ["menu_show"]=> int(1) ["page_title"]=> string(53) "Finance Tips and Insights - Smart Property Investment" ["menu-meta_description"]=> string(91) "Financial tips for property investors, from mortgages to cash flow to saving for a deposit." ["secure"]=> int(0) ["page_description"]=> string(11) "sample desc" ["page_rights"]=> NULL ["robots"]=> NULL ["access-view"]=> bool(true) } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["displayDate"]=> string(19) "2018-09-17 06:16:11" ["slug"]=> string(69) "18556:getting-finance-approved-in-this-tightening-lending-environment" ["catslug"]=> string(28) "45:smart-property-investment" ["link"]=> string(89) "/investor-stories-1/18556-getting-finance-approved-in-this-tightening-lending-environment" }
Getting finance approved in this tightening lending environment

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