Finance advice

RBA cash rate announcement

By Staff Reporter

The Reserve Bank of Australia (RBA) has announced the outcome of its final board meeting of the year.

The central bank has decided to leave the official cash rate on hold at 2.5 per cent – where it has remained since rates dropped by 25 basis points on 7 August 2013.

The continued period of stability is unlikely to shock anybody, with all experts, economists and commentators surveyed by comparison website finder.com.au accurately predicting today’s outcome.

Grant Harrod, CEO of real estate group LJ Hooker, and one of finder.com.au’s panel of experts, predicted rates would stay on hold because “there have been no unexpected economic movements over the past month”.

“The rate of house price growth has begun to slow thanks to listings rising to meet buyer demand,” he said.

Mr Harrod said the RBA’s neutral policy position was likely to continue into the New Year.

Mortgage and consumer finance expert Lisa Montgomery agreed, saying the economic signs were positive heading into 2015.

“It is likely the RBA will keep interest rates low for some time to come. Job ads are up, retailers are predicting a solid Christmas sale period, most economists are forecasting a softening Aussie dollar and consumer confidence continues to rise slowly – all positive signs for the economy as we head into a new calendar year.”

According to CEO of Raine & Horne, Angus Raine, the RBA needs time to understand the wider implications of global events, but will be happy to hold tight until the New Year.

“The RBA will want to digest higher Australian unemployment figures, and consider what is going on globally, with the Japanese and European economies still looking soft,” he said.

“However, on a domestic level, the China-Australia Free Trade Agreement will provide a boost for rural markets, while falling fuel prices should also mean Aussies have more money to spend in places other than the fuel pump.”

The RBA board does not convene in January and will next meet on 3 February, 2015.

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

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 Make sure you never miss an episode by subscribing to us now on iTunes!

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

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If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

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AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

" ["menu_text"]=> int(1) ["menu_show"]=> int(1) ["page_title"]=> string(53) "Finance Tips and Insights - Smart Property Investment" ["menu-meta_description"]=> string(91) "Financial tips for property investors, from mortgages to cash flow to saving for a deposit." ["secure"]=> int(0) ["page_description"]=> string(11) "sample desc" ["page_rights"]=> NULL ["robots"]=> NULL ["access-view"]=> bool(true) } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["displayDate"]=> string(19) "2018-09-17 06:16:11" ["slug"]=> string(69) "18556:getting-finance-approved-in-this-tightening-lending-environment" ["catslug"]=> string(28) "45:smart-property-investment" ["link"]=> string(89) "/investor-stories-1/18556-getting-finance-approved-in-this-tightening-lending-environment" }
Getting finance approved in this tightening lending environment

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