In a bid to help first home buyers realise their dream of home ownership, RAMS has slashed up to 50 basis points from its three, four and five year fixed rate home loans.
The company cut 24 basis points from its three year fixed rate, taking it to 6.99 per cent.
In addition, the company also reduced the interest rate on its four and five year fixed rate products by 0.3 per cent and 0.5 per cent respectively, taking both to 7.49 per cent.
RAMS acting chief executive Tony MacRae with the pressures of increasing interest rates, the company was determined to offer competitively priced home loan products that would help more first home buyers take the property plunge.
“Generally, the best time to buy a house is when you are ready, however our experience shows home loan activity tends to be more active in the warmer months when more homes list on the market,” Mr MacRae said.
“This provides an opportunity for savvy buyers to take advantage of an increasing housing supply and negotiate a deal that’s right for their financial needs.”
advice
trending
podcast
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string(266) "Welcome to the second series of Investing Insights with Right Property Group. Join Right Property Group directors Steve Waters and Victor Kumar as they explore and challenge the strategies, tactics and techniques to create wealth through property investing.
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Every month, Steve and Victor join co-host Phillip Tarrant from Smart Property Investment to address the burning issues impacting investors, covering key topics such as manufacturing equity, property management, purchasing units versus houses, researching the market, finding under market value properties, the habits and attitudes of successful investors and portfolio building.
In this episode of Investing Insights with Right Property Group, Steve and Victor discuss the numerous property investment strategies taking an in-depth look of two of the most common ones.
They will share the strategies which they have implemented and seen the most success from, look at why they work, and discuss why some strategies are dangerous and should in their opinion be avoided.
Steve and Victor also discuss blue chip properties and their mindset surrounding these as investments, how infrastructure impacts property prices and how to make that work to your advantage. They will also unpack whether now is still a good time to invest in the property market.
Tune in now for the full episode.
CONNECT WITH RIGHT PROPERTY GROUP
If you have any questions or would like more details on any of the information discussed on the podcast contact Right Property Group on [email protected], visit www.rightpropertygroup.com.au or call 1300 302 166.
We'll be covering all your questions in a coming episode of Investing Insights with Right Property Group, so ensure you get in touch.
If you''re new to this podcast, check out series one on www.smartpropertyinvestment.com.au/podcasts/right-property-group.
FOLLOW RIGHT PROPERTY GROUP
Keep connected with the team and all the latest news and activities. You can follow Right Property Group on Twitter or Facebook.
Make sure you never miss an episode by subscribing to us now on iTunes!
Did you like this episode? Show your support by rating us on iTunes and by liking and following Right Property Group and Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you have any questions about what you heard today or any topics of interest you have in mind, feel free to email [email protected] or [email protected] for more.
Previous episodes of Investing Insights:
Breaking down the investment process
Why renovation may not help your valuation
The positives and negatives of diversification
Rent correction, fixed interest rates and buyer’s agents
One of the key mistakes people make
The secrets to good cash flow management
The science behind researching a new market
Keeping a finder on the pulse of your portfolio
How do we pay off the portfolio debt: what's the endgame?
Mastering the fine art of manufacturing equity
Do you have a plan? Advisers’ tips on future-proofing your investment portfolio
The cost of money – can you service your debt?
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Max and Jeanette joins host Phil Tarrant to discuss their property journey, compare the Australian market to Max’s home town of Holland, and share their plans to maintain the size of their portfolio.
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If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn.
If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!
RELATED AREAS OF INTEREST:
Two components of good investment research
How this investor diversified her property portfolio
Should rentvestors eventually buy a principal place of residence?
AREAS MENTIONED:
Castle Hill
Point Cook
Elizabeth East
Huntfield Heights
Mt Warren Park
Albury
Cambridge Park
Penrith
Braemar
Morayfield
Melbourne
Mill Park
Edens Landing
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Co-founder Joel Smith said that auctions streamed on Gavl attract 47 per cent more viewers than traditional ones.
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“Buyers are able to have Gavl attend any auction they nominate, so they will never have to miss out on an opportunity due to logistical complications in physically attending the auction.
“Vendors, too, have the opportunity to directly book an auction with us, so they can open up their event to buyers all around the world. With more potential buyers, they’re giving their property the chance to receive more bids and maximise their sales result.”
Mr Smith said that prior to the Request an Auction app, buyers were limited to what they could achieve through the Gavl technology.
Gavl is a live-streaming and bidding platform for real estate auctions.
Mr Smith said that it has streamed more than 6,000 auctions, which have achieved 3.5 million views from 50 countries.
Gavl’s Request an Auction function is currently being offered in Melbourne and Sydney only.
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