In a bid to help first home buyers realise their dream of home ownership, RAMS has slashed up to 50 basis points from its three, four and five year fixed rate home loans.
The company cut 24 basis points from its three year fixed rate, taking it to 6.99 per cent.
In addition, the company also reduced the interest rate on its four and five year fixed rate products by 0.3 per cent and 0.5 per cent respectively, taking both to 7.49 per cent.
RAMS acting chief executive Tony MacRae with the pressures of increasing interest rates, the company was determined to offer competitively priced home loan products that would help more first home buyers take the property plunge.
“Generally, the best time to buy a house is when you are ready, however our experience shows home loan activity tends to be more active in the warmer months when more homes list on the market,” Mr MacRae said.
“This provides an opportunity for savvy buyers to take advantage of an increasing housing supply and negotiate a deal that’s right for their financial needs.”
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Joining host Phil Tarrant, Sally will draw on her 25 years of experience in valuation and discuss the processes involved in arriving at a value for a particular property. She will also share how that process differs between commercial and residential properties and the difficulties which regional property valuations can present.
Sally will unpack the importance and cost of regular valuations on your properties, discuss whether presentation and owner input can sway a valuation and share what you should look for when seeking a reputable property valuer.
If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn.
If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!
RELATED AREAS OF INTEREST:
Do this one thing before you invest in a commercial SMSF property
Why is investing in commercial property in an SMSF so popular?
Premium property declines while affordable properties on the rise
AREAS MENTIONED:
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RELATED AREAS OF INTEREST:
Why I still buy in Sydney
Property market update: Sydney, July 2018
Sydney rental market slowing, latest research finds
AREAS MENTIONED:
Revesby
South Hurstville
Sans Souci
Strathfield
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RELATED AREAS OF INTEREST:
What makes a good investment suburb?
Two components of good investment research
How Greta purchased four properties in a year
AREAS MENTIONED:
Redcliffe
Port Macquarie
Loganlea
Launceston
Raceview
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