Finance advice
Daniel McQuillan

What do unemployment rates tell us about the property market?

By Daniel McQuillan

Unemployment is generally accepted as a key benchmark figure to measure the overall health of an economy – but is that the case in this capital city?

Blogger: Daniel McQuillan, executive director, Investwise

Predictions of a boom/bust in the Western Australian economy, which was supposed to follow the slowdown in the resources sector, are not being mirrored by employment data.

The latest ABS labour force figures for March 2016 shows that WA’s unemployment rate actually fell to 5.5 per cent (seasonally adjusted) and is now below the national unemployment rate of 5.7 per cent.

WA’s unemployment rate is now lower than Victoria’s (5.7 per cent), Queensland’s (6.1 per cent), South Australia’s (7.2 per cent) and Tasmania’s (6.8 per cent), and is only marginally higher than NSW’s (5.3 per cent), according to the ABS.

Unemployment is generally accepted as a key benchmark figure to measure the overall health of an economy. With an unemployment rate lower than the national average, WA is far from being a basket-case economy.

The state’s economy remains resilient due to high levels of infrastructure investment, strong activity in the residential construction and agricultural sectors, as well as natural population growth.

The relative strength of the WA economy helps to explain why property prices in PerthPerth, TAS Perth, WA have not imploded as predicted by some property experts a year ago.

Instead, the overall Perth property market has experienced a ‘soft landing’, with prices falling moderately.

In some respects, this market correction was necessary and the end result is that Perth properties are now very affordable, especially compared with Sydney and Melbourne.

Buying property in Perth, however, should be viewed as a long-term investment strategy.

The current unemployment figures for WA show that even with a downturn in the resources sector, the overall economy is still strong enough to put a floor under Perth’s house values.

Looking to the future, the prospects of the Perth property market look very bright, due to rising demand for housing as the population expands.

Overall, Perth’s population is expected to rise by 70 per cent to 3.5 million people within 34 years. A well-located property in Perth at the current affordable prices can be expected to achieve strong capital growth over the coming decades.

Now is a great time to buy investment properties in key lifestyle locations in Perth, as they generally outperform the market over the long term.

Properties are now very affordable in these locations and with less competition among buyers, astute investors can negotiate a great deal.

The reality is that buyers can now purchase a new apartment close to the city centre in Perth, near a lifestyle attraction such as the Swan River, for a fraction of the cost of buying a similarly located property in Sydney.

Over the last few months, Investwise has assisted a growing number of Sydney investors to purchase such properties in Perth, because we understand that these properties represent excellent investment opportunities not to be missed.

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About the Blogger

Daniel McQuillan

Daniel McQuillan

Daniel McQuillan has held senior positions in the property and financial services sector for over a decade. During that time he has gained professional qualifications and a wealth of experience that has enabled him to personally build a very successful property portfolio based on a targeted plan. In 2011, he established Investwise so he could utilise these skills to help other people create wealth through similarly devising a personal investment model that best suited their personal circumstances. As a result of this targeted and personal approach to property investment, Investwise is now one of the fastest growing property investment advisory services in Western Australia.

Further information can be found at www.investwise.net.au

FROM THE WEB

podcast

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

3 big property investment myths busted open
5 steps to take on low-risk property developments
Securing finance after life-changing events: ‘Cash flow is key’

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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

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Tune in to the latest episode of Property Showcase, the podcast with the inside track on the products and businesses that will help turbocharge your portfolio, maximise returns and make your overall investment experience seamless and stress-free!

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To hear more about these services, make sure to tune into this episode of Property Showcase!

 Make sure you never miss an episode by subscribing to us now on iTunes!

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    In this episode of Property Showcase, Michael Beresford joins editor of Wealth James Mitchell to unpack why recent political changes are not reason for concern for Australian investors.<\/p>\r\n

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

In this episode of the Smart Property Investment Show, broker John Manciamelli and Momentum Media director Alex Whitlock joins host Tim Neary to discuss how APRA changes and the royal commission have resulted in a tighter lending economy and what that means for Australian investors.

They discuss what traps investors should avoid if they are trying to obtain finance, the four key growth drivers in a property market and unpacking trust structures while revealing one type of trust that you should miss.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

How technology is changing the lending environment
Lessons from a falling market
APRA investor measures have ‘run beyond their usefulness’: industry body

 

AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

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Getting finance approved in this tightening lending environment

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