Finance advice
House price outstrips inflation rate by 8 to 1

House price outstrips inflation rate by 8 to 1

By Paul Bennion

The latest house price figures for Australia’s capital cities reveal that the property market in the past year outperformed the rate of inflation by a margin of eight to one.

In 2016, the combined capital city home price growth rate was 10.9 per cent, according to CoreLogic data. 

That’s compared to an annual inflation rate for the eight Australian capital cities of 1.3 per cent.

Sydney property owners fared the best, with property prices rising by a ratio of nearly twelve to one over the past year. Melbourne property owners also achieved a strong outcome, with property prices rising by a ratio of around ten to one compared to the annual inflation rate.

Even in capital cities, such as Brisbane, that achieved more modest rates of capital growth, the ratio of capital growth to the annual inflation rate was nearly three to one.

These figures are important for property investors because one of the key reasons many people decide to invest in real estate is to protect themselves against the impact of inflation so they can build personal wealth over the long term.

It is also important to keep in mind that these figures do not take into account rental growth. In Sydney, for example, average weekly house rents jumped by nearly 7 per cent in 2016.

The fact that property values are now rising at a much faster rate than inflation in most capital cities is encouraging more mum and dad investors to purchase several investment properties.

Astute property investors can build a successful property portfolio at a much faster rate if they fully claim all their allowable tax benefits and, in particular, those related to depreciation that can be substantial.

These tax depreciation deductions can add up to several thousands of dollars each year in tax benefits for an average property investor.

To qualify for these tax deductions, an investor must have a fully compliant tax depreciation company undertake an onsite inspection of the property and compile a depreciation report based on this inspection.

Depreciation is a complex area of taxation. It requires a professional company to undertake a depreciation report because of the constant rule changes.

The ATO is now taking a more aggressive approach with tax deductions made by residential investors and has asked a large number to provide more details about their claims relating to property investments.

Property investors should check that the company undertaking their tax depreciation schedule is a member of the Australian Institute of Quantity Surveyors (AIQS).

Employing a company, such as DEPPRO, that is a member of AIQS assures consumers that their tax depreciation report is completed in a professional manner.

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About the Blogger

Paul Bennion

Paul Bennion

Paul Bennion is the managing director of DEPPRO tax depreciation specialists.
DEPPRO Pty Ltd is Australia’s leading property depreciation company, specialising solely in the preparation of tax depreciation reports for residential, commercial, industrial and leisure investment properties.

FROM THE WEB

podcast

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With the softening market impacting property values in many parts of Australia, Sally Dale, Opteon state director for NSW, ACT and Qld joins us to discuss the importance of valuations in the current property market

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Joining host Phil Tarrant, Sally will draw on her 25 years of experience in valuation and discuss the processes involved in arriving at a value for a particular property. She will also share how that process differs between commercial and residential properties and the difficulties which regional property valuations can present.

Sally will unpack the importance and cost of regular valuations on your properties, discuss whether presentation and owner input can sway a valuation and share what you should look for when seeking a reputable property valuer.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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Sydney
Brisbane
Adelaide

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A softening market can be a difficult time for a property investor with finance approval tightening and property capital growth slowing, and while many real estate agents are also feeling the squeeze McGrath Brighton Le Sands' Bill Tsounias claims it is simply the market returning to normal.

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In this episode of the Smart Property Investment Show, Bill joins host Phil Tarrant to share his thoughts on the current Sydney property market, and to share the shifts that he has seen in house and unit sale prices following their worst quarter in the past decade.

Bill will unpack why properties are spending longer on market, share what he believes property investors are doing wrong when trying to sell their properties and share the secrets to getting the best out of a real estate agent and an auction in the current softening market.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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Revesby
South Hurstville
Sans Souci
Strathfield

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Gavin Kemp and his now-fiancé bought their first property together after only six months of dating. They weren’t even living together at the time. Now, two years on, the pair have bought five properties, sold two and have a solid plan in place for their ongoing property journey. 

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In this episode of the Smart Property Investment Show, Gavin joins host Phil Tarrant to discuss how he chose the locations where he decided to invest and how, due to the initial lack of education (something that he now values highly), he lost money on his first two investments.

Gavin will share his thoughts on the current property market, reveal the people who he has leaned on throughout his property journey and discuss why his strategy employs a zero procrastination rule.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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Redcliffe
Port Macquarie
Loganlea
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A joint property portfolio before they were even living together

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