Finance advice

Aussies losing $8.3bn in savings every year

By James Mitchell
Aussies losing $8.3bn in savings every year

New research from CreditSimple.com.au reveals that Australians don’t know they can get better deals from banks, energy providers and telcos, and could collectively be missing out on up to $8.3 billion annually as a result.

Independent consumer advocate CreditSimple.com.au launched last week a new pledging to help get Australians the deals they deserve.

The group provides free credit scores and looks to help consumers understand if they are eligible for better deals from banks, energy companies, and telecommunications providers.

The research also shows Aussies aren’t sure how to improve their score, with more than half (52 per cent) saying they wouldn’t know what to do, and just 21 per cent say they have a handle on how to bring their score up.

Credit Simple CEO David Scognamiglio said the group’s research shows 85 per cent of people reckon that they should be able to get a better deal with a good credit score, but not everyone realises they actually can.

“Our mission is to help people feel empowered to own their credit information and use it to their advantage.”

Credit Simple has joined forces with online lender RateSetter, one of its many partners.

“When it comes to obtaining finance, the first step for the consumer is to find out what their credit score is. If it’s above average, they shouldn’t accept the headline rates on offer from banks,” RateSetter CEO Daniel Foggo said.

“They should either negotiate a better deal with their bank, or find an alternative lender that really rewards their good credit history with better rates.”

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

3 big property investment myths busted open
5 steps to take on low-risk property developments
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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

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If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

How technology is changing the lending environment
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AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

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Getting finance approved in this tightening lending environment

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