Finance advice

How this young investor start his investment journey without inspiration

By Bianca Dabu
property investment, investing, investor, property market, rental market, investment journey

Jack Henderson was only 18 when he bought his first investment property, which is a $720,000-worth two-bedroom unit in CoogeeCoogee, NSW Coogee, WA, after spending roughly three years saving money from his first job at a construction company.

According to the young investor, there was no ‘real driver’ for him when he started his property investment journey two years ago—he was a school dropout and his parents were not enthusiastic about him getting into the business of creating wealth through real estate.

However, at the age of 21, he has successfully built a two-property portfolio and is currently on the way to purchasing his third asset.

Learning from experience

Jack was in Year 10 when he realised that he liked to learn from experiences instead of in the four corners of a classroom.

He said: “School wasn't for me [because] I'm sort of a person that wants to learn off someone … because I want to be where [he is].”

He then walked straight into a job at his father’s construction firm until he got his license. While there were “a few jabs in the ribs” at his first job, it was an easy start for Jack and it paid him well.

According to him: “I saved it [for] over a few years—I was probably saving, some weeks, nearly a hundred percent of my wage [because] I had no expenses [since] I live at home with mum and dad [and] I didn't pay board [and] I didn't even have a car at that time.”

“I really had no bills. It was only discretionary spending, [like] if I wanted to go out and do stuff with my mates, that's the only thing I'd spend money on,” he added.

Seeing his savings adding up prompted Jack to think about how to make his money grow, so he started reading and listening to different resource materials until he came across property investment. 

Even though his parents had a bad experience with investing in property, having bought two properties which both turned to be “dud”, they did not necessarily shy away from encouraging him to jump into the property market—with a few little warning here and there.

According to buyer’s agent Steve Waters: “I think it's amazing that ... there was no real driver there for you ... there was no one saying ‘You should do this, you should do that.’ It was something that just came out of your gut, so to speak.”

Making the first step

Having learned what he could through self-education, Jack admitted that it was still hard for him to figure out how to make a good buy. That is until he came across one of Australia’s leading investment property experts Chris Grey.

Jack said: “I went to a lot of his seminars and we talked a lot on Facebook, he's always very helpful … [He buys] in the suburbs of Sydney, so I went, [thinking], ‘If he's doing it [there] and he drives a Lamborghini ... that's what I'll do.’”

After buying his first property in Coogee at the stage when “the market was steaming ahead”, he let a year and a half pass before buying his second investment property in Maroubra. Right now, he is already pre-approved for another property, which he plans to buy in Newcastle.

“That seems to be a strong area and there's a lot of infrastructures and stuff going up there. Newcastle reminds me of the Asian suburbs of Sydney … like Sydney Harbour [without the] Opera House,” he said.

His advice to young people who are hesitating to get into the property market for fear of failure and loss: Little sacrifices are always worth it in the long run. A lot of people want to buy property without having to pass on going out every weekend and spending their money on parties or travels.

According to Jack: “I drink, I go out and have fun, but it's very minimal … They say, ‘You're missing out on a lot of things [and] you're going to regret all this,’ but I don't think [about] that.”

“I look in ten years’ time when they're trying to get into the property market and they're wives have [babies … Meanwhile, I’ve been holding my properties for several cycles] … The goal is not to be retired [too] old,” he concluded.

Tune in to Jack Henderson’s episode on The Smart Property Investment Show to know more about the gentrification of a suburb, buying before content, and what your list of priorities should be for a new property.

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With the softening market impacting property values in many parts of Australia, Sally Dale, Opteon state director for NSW, ACT and Qld joins us to discuss the importance of valuations in the current property market

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Joining host Phil Tarrant, Sally will draw on her 25 years of experience in valuation and discuss the processes involved in arriving at a value for a particular property. She will also share how that process differs between commercial and residential properties and the difficulties which regional property valuations can present.

Sally will unpack the importance and cost of regular valuations on your properties, discuss whether presentation and owner input can sway a valuation and share what you should look for when seeking a reputable property valuer.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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A softening market can be a difficult time for a property investor with finance approval tightening and property capital growth slowing, and while many real estate agents are also feeling the squeeze McGrath Brighton Le Sands' Bill Tsounias claims it is simply the market returning to normal.

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In this episode of the Smart Property Investment Show, Bill joins host Phil Tarrant to share his thoughts on the current Sydney property market, and to share the shifts that he has seen in house and unit sale prices following their worst quarter in the past decade.

Bill will unpack why properties are spending longer on market, share what he believes property investors are doing wrong when trying to sell their properties and share the secrets to getting the best out of a real estate agent and an auction in the current softening market.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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Gavin Kemp and his now-fiancé bought their first property together after only six months of dating. They weren’t even living together at the time. Now, two years on, the pair have bought five properties, sold two and have a solid plan in place for their ongoing property journey. 

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In this episode of the Smart Property Investment Show, Gavin joins host Phil Tarrant to discuss how he chose the locations where he decided to invest and how, due to the initial lack of education (something that he now values highly), he lost money on his first two investments.

Gavin will share his thoughts on the current property market, reveal the people who he has leaned on throughout his property journey and discuss why his strategy employs a zero procrastination rule.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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Launceston
Raceview

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A joint property portfolio before they were even living together

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