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Mortgage rates to hit 9.5pc
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Mortgage rates to hit 9.5pc

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Mortgage lending rates are expected to hit 9.5 per cent within three years, according to BIS Shrapnel.

Speaking at a media luncheon yesterday, BIS Shrapnel chief economist and director – economics and property Frank Gelber said mortgage lending rates would hit 9.5 per cent by the end of 2013.

“We were lambasted a couple of years ago when we said rates would hit 10 per cent because nobody ever thought they would get that high again. While they never got to 10 per cent, they did surpass 9 per cent pretty quickly,” he said.

According to Mr Gelber, mortgage lending rates will once again surpass 9 per cent as Australia continues to recover post the Global Financial Crisis.

Mr Gelber’s comments were largely echoed by AMP’s chief economist Shane Oliver, who indicated that the standard mortgage lending rate could tip 8.5 per cent in just one year.

“I think the RBA were right to signal further rate increases and I expect the official cash rate to hit 5.5 per cent before December 2011, which would take the standard mortgage rate to approximately 8.5 per cent,” Mr Oliver told First Property Buyer.

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podcast

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With the softening market impacting property values in many parts of Australia, Sally Dale, Opteon state director for NSW, ACT and Qld joins us to discuss the importance of valuations in the current property market

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Joining host Phil Tarrant, Sally will draw on her 25 years of experience in valuation and discuss the processes involved in arriving at a value for a particular property. She will also share how that process differs between commercial and residential properties and the difficulties which regional property valuations can present.


Sally will unpack the importance and cost of regular valuations on your properties, discuss whether presentation and owner input can sway a valuation and share what you should look for when seeking a reputable property valuer.




If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn.


If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!


RELATED AREAS OF INTEREST:

Do this one thing before you invest in a commercial SMSF property
Why is investing in commercial property in an SMSF so popular?
Premium property declines while affordable properties on the rise


AREAS MENTIONED: 


Sydney
Brisbane
Adelaide
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Bill will unpack why properties are spending longer on market, share what he believes property investors are doing wrong when trying to sell their properties and share the secrets to getting the best out of a real estate agent and an auction in the current softening market.




If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn.


If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!


RELATED AREAS OF INTEREST:


Why I still buy in Sydney
Property market update: Sydney, July 2018
Sydney rental market slowing, latest research finds


AREAS MENTIONED:


Revesby
South Hurstville
Sans Souci
Strathfield
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Gavin Kemp and his now-fiancé bought their first property together after only six months of dating. They weren’t even living together at the time. Now, two years on, the pair have bought five properties, sold two and have a solid plan in place for their ongoing property journey. 

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In this episode of the Smart Property Investment Show, Gavin joins host Phil Tarrant to discuss how he chose the locations where he decided to invest and how, due to the initial lack of education (something that he now values highly), he lost money on his first two investments.


Gavin will share his thoughts on the current property market, reveal the people who he has leaned on throughout his property journey and discuss why his strategy employs a zero procrastination rule.




If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn.


If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!


RELATED AREAS OF INTEREST:

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AREAS MENTIONED:


Redcliffe
Port Macquarie
Loganlea
 Launceston
Raceview
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A joint property portfolio before they were even living together

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