Finance advice

RBA keeps rates on hold

By webmaster

Volatile financial markets caused by problems in European economies forced the RBA to keep the cash rate steady at 4.5 per cent for the second month in a row.

After three consecutive rate rises earlier in the year, the RBA today decided to leave rates on hold in July.

"The current setting of monetary policy is resulting in interest rates to borrowers around their average levels of the past decade. Pending further information about international and local conditions for demand and prices, the Board views this setting of monetary policy as appropriate," governor Glenn Stevens said earlier today.

The RBA has raised official interest rates six times since last October, taking the official cash rate from the historic lows of 3 per cent to what the central bank considers a more normal rate of 4.5 per cent.

But while interest rates are largely considered to be back at ‘neutral levels’, a spray of new data suggests future rate increases remain on the cards.

The monthly TD-Securities-Melbourne Institute inflation gauge rose 0.3 per cent in June for an annual reading of 3.6 per cent – well above the RBA's 2 to 3 per cent inflation target band.

In addition, ANZ’s latest Job Advertisements Series found job ads are currently growing at the fastest rate since November 2007.

The total number of jobs advertised rose by 2.7 per cent in June, to an average of 169,690 per week.

But ANZ’s chief economist Warren Hogan said the recent strength in job advertisement numbers is not broadly-based.

In fact, the rise in job advertisements was driven entirely by a 3 per cent rise in internet advertising.

“The mixed result for the Job Series only added to the RBA’s case for keeping policy rates unchanged for now,” Mr Hogan said.

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With the softening market impacting property values in many parts of Australia, Sally Dale, Opteon state director for NSW, ACT and Qld joins us to discuss the importance of valuations in the current property market

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Joining host Phil Tarrant, Sally will draw on her 25 years of experience in valuation and discuss the processes involved in arriving at a value for a particular property. She will also share how that process differs between commercial and residential properties and the difficulties which regional property valuations can present.

Sally will unpack the importance and cost of regular valuations on your properties, discuss whether presentation and owner input can sway a valuation and share what you should look for when seeking a reputable property valuer.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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Sydney
Brisbane
Adelaide

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If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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Revesby
South Hurstville
Sans Souci
Strathfield

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Gavin Kemp and his now-fiancé bought their first property together after only six months of dating. They weren’t even living together at the time. Now, two years on, the pair have bought five properties, sold two and have a solid plan in place for their ongoing property journey. 

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In this episode of the Smart Property Investment Show, Gavin joins host Phil Tarrant to discuss how he chose the locations where he decided to invest and how, due to the initial lack of education (something that he now values highly), he lost money on his first two investments.

Gavin will share his thoughts on the current property market, reveal the people who he has leaned on throughout his property journey and discuss why his strategy employs a zero procrastination rule.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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A joint property portfolio before they were even living together

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