Finance advice

Prepare for risks despite rate cut

By webmaster

While yesterday’s rate cut will be good for investors they should still prepare for risks ahead, a leading property research and investment firm has warned.

The reduction in the official cash rate points to broader macroeconomic issues and buyers should look carefully before using it as a reason to buy, according to Aviate Group managing director Neil Smoli.

“From a buyer sentiment perspective, the second consecutive rate drop will positively impact affordability and preserve what already was an attractive landscape for investors,” Mr Smoli said.

Those in secure employment can benefit from the current economic environment regardless, with price, income levels and rental yields all currently favouring investors.

“The banks, having lowered fixed interest rates in recent times, were already effectively resigned to a downward movement in rates. Astute investors recognised this and this latest rate cut should encourage other prospective investors to become active as well,” he said.

The second consecutive rate cut could be viewed as recognition of potential turmoil ahead.

“More than ever property investors need to ensure they take every precaution to mitigate risk and approach investment opportunities with security front of mind,” said Mr Smoli.

“It would be a mistake to view the downward shift in interest rates as the sole catalyst to pursue a property investment. Extensive research into the many factors that can influence the success of an investment, coupled with detailed macroeconomic analysis as it relates to specific markets and properties is more critical than ever.”

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

3 big property investment myths busted open
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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

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To hear more about these services, make sure to tune into this episode of Property Showcase!

 Make sure you never miss an episode by subscribing to us now on iTunes!

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    In this episode of Property Showcase, Michael Beresford joins editor of Wealth James Mitchell to unpack why recent political changes are not reason for concern for Australian investors.<\/p>\r\n

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

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If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

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AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

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Getting finance approved in this tightening lending environment

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