Finance advice

Gvt budget for affordable homes

By webmaster

A formal request for the government to provide over $2.5 billion in the 2012/2013 budget for new homes has been made by leading lobby groups.

Over 100,000 homes for those on low incomes should be provided for in the next budget, as well as an increase in rent assistance, according to housing affordability groups Australians for Affordable Housing (AAH) and the Property Council of Australia’s Residential Development Council.

“What we need to see from the new Housing Minister is a National Housing Plan to ensure all Australians can get housing they can afford, and the 2012-13 Budget is the right time for a down payment on that plan,” said AAH campaign manager Sarah Toohey.

An immediate stimulus payment of $2.5 billion, to boost the capacity of the social housing sector and prevent a downturn in building activity, is the cornerstone of this campaign.

“Housing stress figures commissioned from NATSEM by Australians for Affordable Housing show that rates of housing stress for renters are more than double those with a mortgage. Rental housing is where any plan to address affordability problems needs to start,” said Ms Toohey.

The AAH Budget Statement requested that the Commonwealth Rent Assistance be boosted by $16 to $25 to immediately assist private renters.

An ‘Affordable Housing Growth Fund’ of $2.5 billion in annual funds was also called for in order to service new low-income homes over the next five years.

“As housing industry commentators speculate on another interest rate cut today, we are calling for Government action to actually deliver the affordable homes people need. Renters are struggling most under the burden of housing stress, and interest rates make little difference to their housing costs,” said Ms Toohey.

“We understand that the Government has a commitment to a surplus in 2013, but one in ten households in housing stress are struggling to keep their daily budget in surplus. Easing that stress needs to be the Government’s number one priority.”

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podcast

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

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To hear more about these services, make sure to tune into this episode of Property Showcase!

 Make sure you never miss an episode by subscribing to us now on iTunes!

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    In this episode of Property Showcase, Michael Beresford joins editor of Wealth James Mitchell to unpack why recent political changes are not reason for concern for Australian investors.<\/p>\r\n

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

In this episode of the Smart Property Investment Show, broker John Manciamelli and Momentum Media director Alex Whitlock joins host Tim Neary to discuss how APRA changes and the royal commission have resulted in a tighter lending economy and what that means for Australian investors.

They discuss what traps investors should avoid if they are trying to obtain finance, the four key growth drivers in a property market and unpacking trust structures while revealing one type of trust that you should miss.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

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AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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More than just bricks and mortar, experts often regard property investment as a ‘game of finance’. As such, a good finance strategy can lead any investor to success.

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Getting finance approved in this tightening lending environment

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