Rentvesting v home ownership? First-time buyer’s dilemma
Kev shares how he went from a misinformed first purchase to becoming a successful rentvestor with four properties, now favouring established homes over off-the-plan buys due to delays and poor capital growth.
He explains that while a primary residence offers stability, it can limit borrowing power, whereas rentvesting allows buyers to invest in more affordable markets and benefit from tax advantages.
The duo also highlights a growing trend called “stayvesting” where buyers live with family while investing.
Kev said rentvestors and stayvestors should focus on building a strong support team, especially having a skilled broker and property manager, and prioritise strategic locations with solid economic fundamentals.
While government incentives can help, Kev urges buyers to think beyond short-term perks and focus on long-term financial outcomes.