Smart financial planning strategies to buy property
In this episode of the First Property Buyer Show, host Emilie Lauer is joined by financial adviser John Stallman from Stallman IQ to discuss key financial strategies for first-time buyers.
John shares key strategies for navigating the Australian property market, emphasising the importance of timing and simplifying complex financial topics for first-time buyers.
The discussion highlights how manageable financial planning can empower buyers, with John drawing from his investment journey to demonstrate the value of early, strategic decisions.
Government initiatives such as the deposit guarantee program and the First Home Super Saver Scheme are presented as effective tools for reducing upfront financial hurdles.
John also introduces the concept of “rentvesting” – renting where you live while owning an investment property – as a savvy approach to leverage tax benefits through negative gearing.
He emphasises the importance of long-term financial planning, built on four key pillars: property investment, superannuation, contingency reserves, and maintaining a lifestyle balance.
More from this writer:
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Melbourne on the move: How to buy smart in a tricky market
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INSIDE COMMERCIAL PROPERTY: Financial planners got it all wrong, no. 63
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Act fast, avoid pitfalls: Winning property tactics
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Swipe right on deals: Inside the investor matchmaking app
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Strategic goal-setting: The key to first-time buyer success
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Never a bad time to buy: How adaptability drives long-term property investment success