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Buy faster: Top tips to save for your home deposit in 2026
In this episode of the First Property Buyer Show, host Emilie Lauer is joined by Hung Chuy from Strategic Brokers to discuss practical strategies for first-time buyers saving for a property deposit in 2026.
The duo start by diving into how fluctuating interest rates slowed the market at the end of 2025, prompting a cautious “wait-and-see” approach among buyers and sellers.
Chuy explains the importance of understanding borrowing capacity and carefully planning finances, particularly with potential rate hikes ahead.
They discuss practical budgeting strategies, including tracking expenses, reviewing big-ticket items such as rent and insurance, and using techniques like living on one income while saving the other.
The conversation also covers government programs, such as the 5 per cent deposit scheme and Help to Buy, which can reduce upfront costs for eligible buyers.
Chuy highlights the need to account for all costs, including strata fees, insurance, and legal expenses, and stresses the value of early planning and working with brokers or financial advisors.
Finally, they explore how aligning savings strategies with property selection can help first-time buyers make smarter, more informed investment decisions.
