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Rentvesting or PPOR: A buyer’s guide to Melbourne’s market
According to Fouhy, the Melbourne market has held firm over the past six months, with strategies like guarantor loans and sibling co-purchases helping first-time buyers gain entry.
Drawing on her own experience, she explains how buying at the bottom of the cycle delivered strong capital growth and underscored the value of timing.
She acknowledges the fear and confusion that often come with a first purchase – particularly around finance and stamp duty – but stresses that discipline and short-term sacrifice can accelerate long-term gains.
Despite recent price growth, she notes houses under $700,000 are still achievable in outer suburbs, alongside well-positioned units and townhouses.
For investors, Fouhy backs rentvesting and prioritising capital growth over yield as the key to building wealth. She urges buyers to do rigorous due diligence, avoid high-density oversupply and target scarce, owner-occupier-grade assets.
While optimistic about Melbourne’s recovery, she warns against oversaturated pockets and encourages buyers to focus on job-rich areas and resilient property types.
