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Responding to fixed-rate reductions
On this episode of The Smart Property Investment Show, host Phil Tarrant and Finni Mortgages’ Eva Loisance explore the pricing and policy changes occurring around fixed-rate mortgages, and consider how property investors can benefit from fixing their rate.
NAB is the first of the big four banks to offer a reduction in fixed rates for owner-occupiers, leading the duo to unpack whether this change has been made in anticipation of future rate cuts, and how other lenders are responding.
Stressing that fixed rates still present a gamble for owner-occupiers, Eva highlights that investors with high loan-to-value ratio may save significant money by fixing their mortgages.
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