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How Michael built a $15m portfolio after a late start to the workforce

25 AUG 2025 • By Robyn Tongol • 2 min read • Investor Strategy
In this episode of The Smart Property Investment Show, host Liam Garman sits down with Michael Thomas, director of AZ Holdings Australia, to explore how business acumen helped him accelerate into property success despite a late start into the workforce.
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Michael shares his journey of starting late in the workforce, overcoming personal challenges, and building a $15 million portfolio spanning both residential and commercial assets. His story highlights the power of discipline, expert advice, and a strategic mindset in achieving financial freedom.

The discussion unpacks how Michael’s first purchase in Logan, Brisbane, set the tone for a successful portfolio, why he engaged a buyer’s agent early, and how diversifying across commercial properties could generate him about $500,000 in fully offset passive income.

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Michael also reflects on the importance of patience, sacrifice, and realistic goal-setting, reminding investors that success comes from consistency, not comparison.

For aspiring and seasoned investors alike, Michael’s journey is a compelling case study in how applying business smarts, expert guidance, and long-term discipline can deliver extraordinary results.

 
 

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