THE PROPERTY NERDS: The SMSF 90% twist
The conversation opens by focusing on how investors often overemphasise rental yield, risking tunnel vision and missing high-growth opportunities.
The hosts explain that chasing slightly higher yields may only marginally increase borrowing capacity while limiting market options and extending the property search timeframe.
They emphasise that capital growth should take priority, particularly in the early stages of building a property portfolio, even if it means accepting short-term negative cash flow.
The podcast also highlights the psychological factors influencing investors, including habits formed during low-interest periods and the need to adjust mindsets for today’s market.
Self-managed super funds (SMSFs) are explored as an investment vehicle, with more lenders offering competitive products and higher loan-to-value ratios, presenting diversification opportunities.
The trio stresses the importance of a holistic approach, combining strategic planning, income growth, and professional advice to achieve long-term investment goals.
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