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THE PROPERTY NERDS: The SMSF 90% twist

04 FEB 2026 By Noemie Veñegas 1 min read Investor Strategy
In this episode of The Property Nerds podcast, the co-hosts – Arjun Paliwal and Adrian Lee from InvestorKit and Jack Fouracre from Fouracre Financial – discuss rental yields, borrowing capacity, and smarter investment strategies.
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The conversation opens by focusing on how investors often overemphasise rental yield, risking tunnel vision and missing high-growth opportunities.

The hosts explain that chasing slightly higher yields may only marginally increase borrowing capacity while limiting market options and extending the property search timeframe.

They emphasise that capital growth should take priority, particularly in the early stages of building a property portfolio, even if it means accepting short-term negative cash flow.

The podcast also highlights the psychological factors influencing investors, including habits formed during low-interest periods and the need to adjust mindsets for today’s market.

Self-managed super funds (SMSFs) are explored as an investment vehicle, with more lenders offering competitive products and higher loan-to-value ratios, presenting diversification opportunities.

The trio stresses the importance of a holistic approach, combining strategic planning, income growth, and professional advice to achieve long-term investment goals.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X, Instagram and LinkedIn.

If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

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RELATED TERMS

Property
Property refers to either a tangible or intangible item that an individual or business has legal rights or ownership of, such as houses, cars, stocks or bond certificates.
SMSF
A self-managed super fund is a private super fund that provides benefits to its members upon retirement, directly managed by an individual for their benefit and in compliance with super and tax laws.
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