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INSIDE RESIDENTIAL PROPERTY #08: Buy the best you can afford

29 APR 2026 By Robyn Tongol 1 min read Investor Strategy
With interest rates rising, media headlines turning negative, and economic uncertainty dominating the conversation, many investors are questioning whether now is the right time to act. But as this podcast episode explores, volatility doesn’t remove opportunity; it reshapes it.
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On Inside Residential Property, host Liam Garman is joined by Sarah Megginson, property and finance expert, and Maya Thomas, acquisitions specialist at Rethink Residential, to unpack what’s really happening in today’s property market and how investors should be navigating it.

Drawing on over two decades of experience, Sarah shares practical insights into managing risk, building resilience, and maintaining a long-term investment strategy, even in unpredictable conditions. From navigating rate rises to understanding serviceability limits, this episode cuts through the noise to focus on what actually matters.

In this episode, we cover:

  • Why rising interest rates shouldn’t derail long-term investment plans.
  • How to manage risk, buffers, and serviceability in a changing lending environment.
  • What’s really happening across key markets, and where opportunity is emerging.
  • The truth about timing the market (and why waiting often costs more than acting).
  • Potential changes to negative gearing and capital gains tax, and what they could mean for investors.
  • Why financial literacy and having the right team are critical to long-term success.

 
 

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Property
Property refers to either a tangible or intangible item that an individual or business has legal rights or ownership of, such as houses, cars, stocks or bond certificates.