Login
THE PROPERTY NERDS: What’s going to happen by May 2028?
The budget may be old news, but its impact is still unfolding, with borrowing power, lending rules, and investor strategies all facing further change.
On The Property Nerds, Arjun Paliwal and Jack Fouracre revisit their post-budget predictions to see what has changed, what has not, and what could still be coming.
The pair examine how lenders have responded to negative gearing changes, with borrowing capacity taking a smaller hit than initially expected as banks recalibrated their calculators.
They also look at lenders introducing 40-year loan terms and high-LVR products as competition for investors heats up, while APRA’s 3 per cent assessment buffer remains a potential shift to watch.
Trusts are also back under the microscope, with the pair challenging claims they are becoming obsolete and looking at the potential tax changes still ahead.
The conversation turns to what could happen by May 2028, including the potential return of negative gearing, changes to rental income assessments and how lower interest rates could reshape investor cash flow.
Want to see more stories from trusted news sources?
Make Smart Property Investment a preferred news source on Google.
Click here to add Smart Property Investment as a preferred news source.
Free investor loan check
Better property decisions start with smarter lending.
A free 15-minute finance check for property investors.
What are your lending goals?
Choose a goal to request a callback.
Ready to talk?
Book a 15-minute call →Finni Pty Ltd · Australian Credit Licence 384324 · Privacy
