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The post-budget guide to commercial property investing

THE PROPERTY NERDS: Can your broker do this?

20 OCT 2026 • By Emilie Lauer • 1 min read • Investor Strategy

Investors could be missing new lending opportunities as second- and third-tier lenders ramp up competition, making finance strategy and cash flow more important than ever.

On The Property Nerds podcast, Arjun Paliwal speaks with broker Corey Goldby about a post-budget lending shake-up, as second- and third-tier lenders compete harder for investors with more flexible borrowing options.

Goldby argues against mapping out a decade of purchases, instead focusing on getting the next deal right, with cash flow, lending policy and available funds shaping each move.

The pair discuss investors buying several properties before pausing, selling at a loss to reduce debt and the transaction costs that can erode gains when selling and re-entering the market.

They also examine the importance of keeping a cash buffer when releasing equity, aligning finance and accounting advice, and choosing ownership structures that support borrowing and income distribution.

For business owners facing tax debt, Goldby points to alternative lending options, including high-LVR and low-documentation loans, while noting the extra interest costs that can come with them.

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RELATED TERMS

Broker
A broker is a real estate agent that is licensed and has completed additional training, working independently, and can hire other agents to start their brokerage firm.
Property
Property refers to either a tangible or intangible item that an individual or business has legal rights or ownership of, such as houses, cars, stocks or bond certificates.
Emilie Lauer

Emilie Lauer

AUTHOR

Originally from France, Emilie has been calling Sydney home for almost a decade. She began her career in a small French radio station before moving to community radio in Sydney’s Paddington, hosting and producing the drive show and covering local issues. She has also written for specialised magazines in the education sector, including The Australian. At Momentum, Emilie is interested in real estate and property investment, with a soft spot for first property buyers. Get in touch [email protected]

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