Our Portfolio

How this young accountant hopes to ‘keep up with the banks’

By Bianca Dabu
financial, accountant, keep up with the banks,

Accountant Michael Johnson, at 22, has effectively built a good system for managing the successful 18-property portfolio of Smart Property Investment’s Phil Tarrant and Alex Whitlock, who both firmly believes in the value of a good financial team.

Phil and Alex have entrusted parts of their portfolio to different property professionals, and Michael has been among those who have consistently done “heavy lifting” on the portfolio.

As streamlined as their own processes get, Michael admits to still having a hard time managing the massive multi-property portfolio, especially considering the unpredictability of the markets as well as several agencies concerned. According to him, there are times when he feels a “disconnect” in terms of speaking to the right people to make things happen.

He explained: “In terms of just one hard thing in managing a large portfolio, it would be keeping up with the banks, would be keeping on top of the interest rates and when those changes and that sort of thing.”

Nowadays, there are still some banks that manage to send letters in the mail, but other than that, there really isn’t any clear system of notification on when changes could happen. Being largely responsible for Phil and Alex’s wealth-creation efforts has instilled in Michael a desire to be able to stay on top of this information, which is vital for the continuous growth of the portfolio. 

A direct request for a systems upgrade to the banks may take some time to be addressed, but the young accountant believes that there are simple ways to, essentially, “keep up with the banks”. For instance: Moving to a digital platform.

Michael said: “I'd look for us to move to a more digital platform and move the scope away from Excel spreadsheets rather it being a more of a manual process.”

“[This is so we could] take a little bit of disconnect away and see if there's any software ... that we could leverage,” he added.

Moreover, a well-functioning financial team—coupled with the property investor’s hard work and determination—can also be instrumental to success in the business of creating wealth through property. 

 

Tune in to Michael Johnson and Alex Whitlock’s episode on The Smart Property Investment Show to know more about the day-to-day operations of an 18-property portfolio, as well as the impact property managers have had in steering property investment journeys into success.

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

3 big property investment myths busted open
5 steps to take on low-risk property developments
Securing finance after life-changing events: ‘Cash flow is key’

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Tune in to the latest episode of Property Showcase, the podcast with the inside track on the products and businesses that will help turbocharge your portfolio, maximise returns and make your overall investment experience seamless and stress-free!

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To hear more about these services, make sure to tune into this episode of Property Showcase!

 Make sure you never miss an episode by subscribing to us now on iTunes!

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    In this episode of Property Showcase, Michael Beresford joins editor of Wealth James Mitchell to unpack why recent political changes are not reason for concern for Australian investors.<\/p>\r\n

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

In this episode of the Smart Property Investment Show, broker John Manciamelli and Momentum Media director Alex Whitlock joins host Tim Neary to discuss how APRA changes and the royal commission have resulted in a tighter lending economy and what that means for Australian investors.

They discuss what traps investors should avoid if they are trying to obtain finance, the four key growth drivers in a property market and unpacking trust structures while revealing one type of trust that you should miss.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

How technology is changing the lending environment
Lessons from a falling market
APRA investor measures have ‘run beyond their usefulness’: industry body

 

AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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Getting finance approved in this tightening lending environment

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