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How can this property investor ensure financial success through a five-property complex?

By Bianca Dabu
property investor, financial success, investment, investing, five-property complex, buying properties

Mere months since Smart Property Investment’s Phil Tarrant bought a block of units with five “connected properties” on individual stratas and separate loans, how has the huge asset contributed to the overall growth of his portfolio?

According to the property investor, it took him and his financial team over seven years to plan and prepare for this unique purchase, which they made in the suburb of Lawnton—near the railway line of Petrie, the home of the new SunshineSunshine, NSW Sunshine, VIC Coast University.

He shared: “It's a six-minute drive from Westfield Strathpine, [a] five-minute drive for the Strathpine State School. Our rentals on these properties ... are between $270 and $275—all currently rented.”

Due to the fact that the suburbs and the areas surrounding it has plenty of infrastructure, both Phil and his buyer’s agent Steve Waters believe that it’s a good area to invest in and it will only continue to get better in the future. In fact, the 7 per cent yield on the asset is deemed a good addition to the property investor’s existing portfolio. Just recently, four of the five tenants have renewed their contracts straight away after they have come off their lease period.

 “We're pretty happy with that. No real pain points at the moment," said Phil.

“It's going well," Steve added. "It's a really strong market there." 

 Plan of action

Despite being in a strong market, Steve advises against pushing up the price of rent, especially as Christmas season approaches. 

Like many property professionals, he believes that losing around $5 worth of additional rent is way better than having a month’s worth of vacancy. After all, he says, money is coming in and there are no serious faults on all of the five properties except for minor maintenance issues like dripping taps, unorganised common areas, and unkempt lawns.

“Apart from that, I don't think there's been any really big-dollar items to spend yet. Over five properties, that's a really good headstart,” Steve said.

Right now, according to the buyer’s agent, it’s best to just sit back, relax, and let the asset work. 

Being in a 'neighbourhood zone', the properties are expected to be zoned for high-density in the future as the Queensland government looks into creating more infrastructure and transport systems to accommodate the population increase. Aside from more opportunities to grow the value of the asset, Steve believes that this possibility also presents a good exit strategy.

“Not that we're even entertaining that idea at the moment, because it was bought really to give that accommodation with what's coming up in 2020, being the university, even though there's a really good balance of supply and demand there at the moment.”

“We'll take advantage of that in around 2020, 2025 depending on what the cycle's doing, of course. To have that up your sleeve is a pretty good exit strategy and it's a bonus,” he concluded.

 

 Tune in to Phil Tarrant’s portfolio update on The Smart Property Investment Show to know more about the current state of different Australian property markets and where they are headed, as well as the best suburb for your next investment property. 

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

3 big property investment myths busted open
5 steps to take on low-risk property developments
Securing finance after life-changing events: ‘Cash flow is key’

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Tune in to the latest episode of Property Showcase, the podcast with the inside track on the products and businesses that will help turbocharge your portfolio, maximise returns and make your overall investment experience seamless and stress-free!

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To hear more about these services, make sure to tune into this episode of Property Showcase!

 Make sure you never miss an episode by subscribing to us now on iTunes!

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    In this episode of Property Showcase, Michael Beresford joins editor of Wealth James Mitchell to unpack why recent political changes are not reason for concern for Australian investors.<\/p>\r\n

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

In this episode of the Smart Property Investment Show, broker John Manciamelli and Momentum Media director Alex Whitlock joins host Tim Neary to discuss how APRA changes and the royal commission have resulted in a tighter lending economy and what that means for Australian investors.

They discuss what traps investors should avoid if they are trying to obtain finance, the four key growth drivers in a property market and unpacking trust structures while revealing one type of trust that you should miss.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

How technology is changing the lending environment
Lessons from a falling market
APRA investor measures have ‘run beyond their usefulness’: industry body

 

AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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Getting finance approved in this tightening lending environment

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