Tax and legal advice
Paul Bennion

Federal Budget underlines need to claim full depreciation entitlements

By Paul Bennion

The federal Budget had mixed news for tax payers and property investors, but one thing became clear: the impact and importance of depreciation. 

Blogger: Paul Bennion, Managing Director, DEPPRO tax depreciation specialists

One of the highlights of the 2014 federal Budget was the decision to impose a levy on high income earners to help reduce the budget deficit.

It is believed that around 400,000 taxpayers earning more than $180,000 will pay an extra 2 per cent tax with the introduction of this ''temporary budget repair levy'' for three years.

The measure will contribute $3.1 billion to the budget bottom line over three years from July 1, until June 30, 2017.

It is estimated that for someone earning $200,000 will pay 2 per cent more tax on the final $20,000 of their income, which equates to $400. A person earning $300,000 would pay $2400 each year for three years, while someone earning $400,000 would pay $4400 of levy.

However, there was some positive news for people owning businesses with the corporate tax rate planned to be cut by 1.5%.

These changes to taxation will likely see more high income earners invest in property to reduce their tax bill and also use a company structure to acquire these assets due to the lower company tax.

Already, DEPPRO has recorded a growing number of investors buying properties through their existing companies as a way to create wealth.
Initially, they buy a company property to operate their business from and then go on to buy other properties through this structure.

Despite this trend, there are still a large number of high income earners who do not own investment property.

For example, the proportion of households who own a second home such as an investment property is still relatively small in Australia.

The reality is that many top wage earners in Australia fail to maximize their tax benefits and built long term wealth through investing in property.

Even those high income earners who do purchase properties in Australia often overlook the important tax benefits such as depreciation associated with owning an investment property.

We estimate that only one in five residential investors make use of the tax depreciation entitlements which are available to all investors on all investment properties.

For an average property investment residential property in Australia this can equate to well over $100,000 in possible tax benefits through depreciation. A large proportion of these tax benefits are never claimed which means that each year hundreds of millions of dollars in tax benefits are lost every year by investors not claiming their legitimate entitlements.

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About the Blogger

Paul Bennion

Paul Bennion

Paul Bennion is the managing director of DEPPRO tax depreciation specialists.
DEPPRO Pty Ltd is Australia’s leading property depreciation company, specialising solely in the preparation of tax depreciation reports for residential, commercial, industrial and leisure investment properties.

FROM THE WEB

podcast

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

3 big property investment myths busted open
5 steps to take on low-risk property developments
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Tune in to the latest episode of Property Showcase, the podcast with the inside track on the products and businesses that will help turbocharge your portfolio, maximise returns and make your overall investment experience seamless and stress-free!

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To hear more about these services, make sure to tune into this episode of Property Showcase!

 Make sure you never miss an episode by subscribing to us now on iTunes!

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    In this episode of Property Showcase, Michael Beresford joins editor of Wealth James Mitchell to unpack why recent political changes are not reason for concern for Australian investors.<\/p>\r\n

    In this episode, hear from\u00a0Michael\u00a0about:<\/p>\r\n

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

In this episode of the Smart Property Investment Show, broker John Manciamelli and Momentum Media director Alex Whitlock joins host Tim Neary to discuss how APRA changes and the royal commission have resulted in a tighter lending economy and what that means for Australian investors.

They discuss what traps investors should avoid if they are trying to obtain finance, the four key growth drivers in a property market and unpacking trust structures while revealing one type of trust that you should miss.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

How technology is changing the lending environment
Lessons from a falling market
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AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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Getting finance approved in this tightening lending environment

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