Tax and legal advice

Investors warned ahead of tax time

By Reporter

Property investors have been urged to act fast before the end of the financial year and informed that those who wait risk losing thousands.

According to Raine & Horne executive chairman Angus Raine, investors who have recently settled on a property purchase should not wait until tax time to request a depreciation schedule, as they could risk missing out on thousands of dollars in immediate tax deductions.

“Investors often make the mistake of postponing a depreciation schedule until the following financial year,” he said.

“Often investors assume that because they’ve only owned the property for a short period of time, it isn’t worth claiming depreciation deductions that year, but this isn’t true.

“As soon as you settle on a property that you plan to use for investment purposes, seek out the advice of a depreciation specialist such as a quantity surveyor, who can use their knowledge of depreciation legislation to maximise deductions for partial-year periods as well.”

Mr Raine said investors can use a depreciation estimate before purchasing a property to plan for budgeting requirements, as deductions for wear and tear can assist with minimising the costs involved in owning an investment property.

CEO of surveying firm BMT Tax Depreciation Bradley Beer said a comprehensive depreciation schedule will incorporate certain methods to maximise deductions for a shorter period of ownership.

“Items valued less than $300 can be written off now, while assets which have an opening value less than $1,000 in the year of acquisition can be added to a low-value pool,” he said.

Research released by BMT found that new investors who have owned a property for just 20 days can still be eligible for up to $3,834 in tax deductions in the first financial year alone.

“By requesting a depreciation schedule as soon as a property settlement is finalised, investors can recoup some of the costs and provide an immediate boost to their cash flow,” Mr Beer said.

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

3 big property investment myths busted open
5 steps to take on low-risk property developments
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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

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RELATED AREAS OF INTEREST:

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Lessons from a falling market
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AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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Getting finance approved in this tightening lending environment

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