Tax and legal advice

Investors to benefit from new strata laws

By Hannah Blackiston
Changes to NSW strata laws

More than 90 strata law changes passed by the NSW government will come into effect on 30 November and investors looking to renovate their apartments could reap the rewards.

The laws, which are changing as part of the usual 10-year re-evaluation, are being viewed as potentially revolutionary for apartment owners, due to a change in the “strata renewal” clause which will allow 75 per cent of owners to support developmental changes instead of the previous 100 per cent.

The changes are going to present great opportunities for investors in older blocks, opening up the chance to sell to developers or renovate to increase capital growth without 100 per cent backing by other owners, said Lannock Strata Finance CEO Paul Morton. 

“The new laws have been designed to not only make it easier to update ageing buildings, but to increase density as part of the government’s urban renewal strategy,” he said. 

“Apartment owners can choose to cash in by selling to a developer, but they may be better off holding on and redeveloping their property to perhaps add a penthouse or other amenities with the benefits shared by all owners,” he said.

Not everyone is happy with the changes; critics of the laws have said they will provide unfair pressure on financially vulnerable residents who may be forced into changes they do not support.

Other changes that will come into place include the role of developers in strata committees – they will no longer be able to act as strata managers or vote on building defects.

Owners will also need to review the funding of a 10-year capital works budget (previously called a ‘sinking fund’) at their initial and annual meetings; previously only a 12-month budget was considered.

Mr Morton said this should not change how investors finance their capital works budget.

“Owners retain the right to choose to fund capital works by regular levies, one-off levies, borrowing or any mix of the three. The only material difference is that they now need to consider a 10-year capital works time-frame instead of just one year,” he said.

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

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RELATED AREAS OF INTEREST:

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AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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Getting finance approved in this tightening lending environment

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