Tax and legal advice

How an ‘expensive mistake’ taught this investor about capital gains

By Bianca Dabu
Dollar sign

Positive Real Estate’s Sam Saggers got involved in real estate right after he left school, but that did not exempt him from making mistakes during the first few years of his property investment journey.

During his early 20s, the investor bought his first property in an area he knew very well, in the suburb he grew up in. While this might be an obvious choice for some first-time property investors, many of the successful ones would advise to look further beyond familiar areas and do research based on growth cycles and other relevant factors for building wealth.

Aside from that, Sam also failed to be clear about his goals and strategies when he started out and refused to surround himself with a good financial team to help him navigate his way through the marketplace.

“For me, I bought based on emotion. I thought the property just looked so good. Didn't do any research into where the property market was at,” he shared.

“I had this fear of missing out. A few of my friends had bought two years before and actually watched them make some money in the market. I wanted to do the same, so the logical thing for me was to buy in my own neighbourhood. I actually went door knocking to find my property. I didn't use an agent because I was a real estate agent myself.”

The property investor bought a 40-year-old property in Putney at the peak of the market and watched it lose value as time passed by. He ended up selling the property without making money out of it—a mistake that many budding property investors often make due to lack of education.

Smart Property Investment’s Phil Tarrant explained: “I think a lot of people get that wrong. They might hold a property for two years and sell it at a hundred grand more than what they pay for it and think that they're an absolute genius, but then when they get back and calculate what the mortgage cost them and all the other stuff… [they will realize they actually lost a lot of money].”

Years after what Sam refers to as an “expensive mistake,” he started to realize the importance of a good preparation in property investment whether you’re on your way to buying your first property or on to building your portfolio.

“The reality is [that] time in real estate is a beautiful thing, and if I had my time again, I would have held it. I also value the lesson of buying that property, not really feeling comfortable with what I had done and selling it, because it taught me some valuable lessons along the way of like, ‘I need to look at bit deeper into the research behind what real estate is,’” Sam said.

While he did not make money out of selling the property, the experience became a catalyst for him to actually reflect on his goals as a property investor and start educating himself on how to succeed in the business of creating wealth through property. “It was a great lesson. [My] First property, [was] best lesson I ever had,” he said.

Tune in to Sam Saggers' episode on The Smart Property Investment Show to know more about the impact of aircraft noise on property prices, as well as the relevance of so-called "property bubbles" investors' journey.

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With the softening market impacting property values in many parts of Australia, Sally Dale, Opteon state director for NSW, ACT and Qld joins us to discuss the importance of valuations in the current property market

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Joining host Phil Tarrant, Sally will draw on her 25 years of experience in valuation and discuss the processes involved in arriving at a value for a particular property. She will also share how that process differs between commercial and residential properties and the difficulties which regional property valuations can present.

Sally will unpack the importance and cost of regular valuations on your properties, discuss whether presentation and owner input can sway a valuation and share what you should look for when seeking a reputable property valuer.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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Sydney
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Adelaide

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A softening market can be a difficult time for a property investor with finance approval tightening and property capital growth slowing, and while many real estate agents are also feeling the squeeze McGrath Brighton Le Sands' Bill Tsounias claims it is simply the market returning to normal.

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In this episode of the Smart Property Investment Show, Bill joins host Phil Tarrant to share his thoughts on the current Sydney property market, and to share the shifts that he has seen in house and unit sale prices following their worst quarter in the past decade.

Bill will unpack why properties are spending longer on market, share what he believes property investors are doing wrong when trying to sell their properties and share the secrets to getting the best out of a real estate agent and an auction in the current softening market.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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Sans Souci
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Gavin Kemp and his now-fiancé bought their first property together after only six months of dating. They weren’t even living together at the time. Now, two years on, the pair have bought five properties, sold two and have a solid plan in place for their ongoing property journey. 

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In this episode of the Smart Property Investment Show, Gavin joins host Phil Tarrant to discuss how he chose the locations where he decided to invest and how, due to the initial lack of education (something that he now values highly), he lost money on his first two investments.

Gavin will share his thoughts on the current property market, reveal the people who he has leaned on throughout his property journey and discuss why his strategy employs a zero procrastination rule.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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A joint property portfolio before they were even living together

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